FHA VS Conventional loan programs in 2026 for Bangor-Base, Kitsap County, Washington

In 2026, the conventional loan limit for a single-family home in Bangor-Base, Kitsap County, WA, is $647,200, while the FHA limit is $497,950.

Use the Lendersa® Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the best program in WA for your financial needs.

Explore offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Bangor-Base, Kitsap County, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $370,400 0%
FHA $497,950 3.5%

Applies to zip codes: 98315

Conventional and FHA Loan Options in Bangor-Base, WA

Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loan without hassle. Start with one of three pathways to matching lenders and loan programs.

Lendersa's USDA loan requests and matches


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