FHA VS Conventional loan programs in Chain-Lake, Snohomish County, Washington

As of 2026, the conventional loan ceiling in Chain-Lake, located in Snohomish, WA, is $891,250, whereas the FHA threshold for a single-family home is $891,250.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA options. Determine the necessary income, credit score, reserves, and documentation for qualification. This sophisticated mortgage calculator provides side-by-side evaluations of Conventional, USDA, FHA, and VA loans, enabling you to choose the most suitable plan in WA for your unique financial needs.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Criteria in Chain-Lake, Snohomish, WA

Loan Type Loan Limit Down payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This data applies to zip codes: 98290

Explore Conventional and FHA Loan Options in Chain-Lake, WA

At Lendersa®, our aim is to help you secure the ideal Conventional, USDA, or FHA loan quickly and without complications. Choose from one of three pathways that link you with matching lenders and loan packages.

USDA loan request results matched by Lendersa


  • McCormick Mortgage Services LLC
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.

  • McCormick Mortgage Services
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.

  • Capital Area REALTORS® Federal Credit Union
  • 5201 Diamondback Drive, Suite 150, Rockville, MD, 20850
  • Capital Area REALTORS® Federal Credit Union was started 50 years ago by REALTORS® for REALTORS®. We are proud to have continued the tradition by keeping our board comprised of REALTORS® and Real Estate Brokers. At CAR FCU we think of our members as neighbors and believe they deserve the confidence of working with a local team.

  • Capital Bank
  • One Church Street, Suite 100, Rockville, MD, 20850
  • Capital Bank N.A., headquartered in Rockville, Maryland is a Maryland chartered commercial Bank that offers commercial and consumer Banking services to clients in the Washington D.C. metropolitan area, alongside two nation-wide lending brands; Capital Bank Home Loans, a mortgage division that lends in all 50 states.

  • The Yi Team Mortgage
  • 15245 Shady Grove Road, Suite 430, Rockville, MD, 20850
  • The Yi Team Mortgage brings you the most superior mortgage experience possible! We care about your dreams and the financial solutions to make them achievable. We believe that a well planned mortgage creates long term wealth. Chong Yi always believed that financial literacy is the most important part of the mortgage process.

  • Brian Martucci Mortgage Lending
  • One Church Street, Suite 300, Rockville, MD, 20850
  • Brian Martucci, started in the mortgage business in 1986 right out of college and have never left. Brian have been a loan processor, loan officer, mortgage broker, branch manager and vice president. As a mortgage professional Brian help consumers find the best mortgage loans to purchase a new home or to refinance an existing loan.

  • Leader Funding, Inc.
  • 9400 Key West Ave, Suite 220, Rockville, MD, 20850
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • A-Z Mortgage Inc
  • 932 Hungerford Drive, Suite 1A, Rockville, MD, 20850
  • We put our customers first. We listen to you and help you find what you need. If you are looking for first-class service, you have come to the right place! We aim to be friendly and approachable. We are here to serve you and answer any questions you may have. Amy Zhou is the President of A-Z Mortgage Inc.

  • Empire Financial Services Inc
  • 15200 Shady Grove Road, Suite 310, Rockville, MD, 20850
  • Empire Financial is a family-owned and operated mortgage company serving borrowers in Maryland, Virginia, and DC. We believe in a long-term relationship in which we help our clients find the right loan solution for their particular needs. We help our clients review and explore all of the loan options available.