FHA VS Conventional loan programs in 2025 for Snohomish, Snohomish County, Washington

In the year 2025, the conventional loan limit for Snohomish, in the county of Snohomish, WA, is $977,500. Simultaneously, the FHA limit for a single-family residence stands at $977,500, making it essential for potential home buyers.

Explore the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. This tool helps ascertain the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the ideal program for your financial plan in WA.

Look into loan offers from a diverse range of 100 lenders

2025 Loan Limits and Downpayment Requirements in Snohomish, County of Snohomish, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This comparison table is relevant to the following zip codes: 98290, 98291

Options for Conventional and FHA Loans in Snohomish, WA

Lendersa®'s mission is to help you secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Start by choosing one of three pathways leading to matching lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • DIRECTIONS HOME LOAN
  • 2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
  • Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.
  • Team Heard
  • 2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
  • We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.
  • Gold Financial Services
  • 2822 N Loop 1604 W Ste. 101, San Antonio, TX, 78248
  • Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122 and we provide residential mortgage solutions to a broad range of clients and customers. Our services include Conventional Mortgages, Jumbo and Non-conforming loans, VA and FHA loans, as well as a host of refinancing options.
  • Smart Choice Mortgage
  • 3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
  • Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
  • Community National Bank and Trust of Texas
  • 906 North Buffalo Avenue, Buffalo, TX, 75831
  • Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
  • Intandem Credit Union
  • 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
  • Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you. Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Brendan O'Driscoll
  • 214 Fulton St, Grand Rapids, MI, 49503
  • Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.
  • San Antonio Mortgage LLC
  • 8000 IH 10 West, Suite 600, San Antonio, TX, 78230
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.