FHA VS Conventional loan in Elma, Grays Harbor County, Washington

In the year 2025, the conventional loan limit for Elma, situated in the county of Grays Harbor, WA, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030, setting clear boundaries for prospective homeowners.

The Lendersa® Conventional loan calculator offers an effective way to compare today's top Conventional, FHA, and USDA rates. Evaluate the necessary income, credit scores, reserves, and documentation required to qualify. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, enabling an informed decision on which program in WA best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Elma, County of Grays Harbor, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for this comparison table are: 98541

Discover Conventional and FHA Loan Opportunities in Elma, WA

The mission of Lendersa® is to promptly secure the best possible Conventional, USDA, or FHA loan for you, minimizing hassle. Opt for one of three starting pathways that lead to matched lenders and appropriate loan programs.

Insights from Lendersa's USDA loan request and matching results


  • WNC Community Credit Union
  • 27 Kent Lane, Waynesville, NC, 28786
  • WNC Community Credit Union is dedicated to better serving the individuals and families in our western North Carolina community. Friendly, smiling faces are always working hard to provide you with the right financial services to succeed in today’s fast-paced world. Our members are treated with dignity, respect,
  • Mountain Credit Union
  • 1700 Russ Avenue, Waynesville, NC, 28786
  • Mountain Credit Union was granted an amendment to our Community Charter allowing us to serve four additional Western North Carolina counties – Cherokee, Clay, Graham and Madison. Our charter now allows us to serve anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, etc
  • Associated Credit Union
  • 6251 Crooked Creek Road, Peachtree Corners, GA, 30092
  • For over 90 years, Associated Credit Union has been committed to providing exceptional service & a wide variety of competitive products and services to help our members achieve their financial goals and afford life. We operate under a “people first” mindset, which means the needs of our members and the needs of our community are always top of mind.
  • Premier Loan Center Inc
  • 5425 Peachtree Parkway, Peachtree Corners, GA, 30092
  • Premier Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage quick, simple and straight forward.
  • Financial Choices Corporation
  • 4090 Amberfield Circle, Norcross, GA, 30092
  • Financial Choices Corporation We now offer (1) FHA/VA loans; (2) Cashout refi without title seasoning period; (3) Conventional loans with 95% LTV and no MI; (4) Full lender pre-approval for purchase with address TBD; (5) 10 mortgage loans per borrower; (6) HomePath loans with NO appraisal and down payment of 3% for owner occupied
  • Right Choice Home Loans LLC
  • 5425 Peachtree Parkway, Peachtree Corners, GA, 30092
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. The team of mortgage professionals has over 10 years of experience in the industry, and we are dedicated to providing our customer with quality service.
  • TAP MONEY
  • 3800 Holcomb Bridge Road Suite A,, Peachtree Corners, GA, 30092
  • Tap Money is a family-owned business invested in our local community to help homebuyers and homeowners through the homebuying or renovating process. Over the years, we’ve trademarked ourselves in Norcross and more broadly around Atlanta as the residential real estate professionals who provide personalized service to families in the area.
  • Rochester & Monroe County Employees Federal Credit Union
  • 460 N Goodman Street, Rochester, NY, 14609
  • Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.