FHA VS Conventional loan programs in Rochester, Thurston County, Washington
For 2025, the conventional loan limit in Rochester, located in the county of Thurston, WA, is $726,200. Meanwhile, the FHA limit for a single-family residence is $546,250.
The Lendersa® Conventional loan calculator is a useful tool for comparing today's top rates for Conventional, FHA, and USDA loans. You can evaluate requirements such as income, credit, reserves, and documents needed. The advanced mortgage calculator facilitates a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine the best program in WA for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Rochester, Thurston County, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$546,250
3.5%
This comparison table includes zip codes: 98579
Loan Choices: Conventional and FHA in Rochester, WA
The mission of Lendersa® is to help you obtain the ideal Conventional, USDA, or FHA loan swiftly and efficiently. You can start by selecting one of three steps to find compatible lenders and loan programs.
Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!
Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.
Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.
Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.
J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs
Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members
At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
