Explore the differences! FHA VS Conventional loan programs in Rochester, Thurston County, Washington
For 2026, the conventional loan limit in Rochester, located in the county of Thurston, WA, is $726,200. Meanwhile, the FHA limit for a single-family residence is $546,250.
The Lendersa® Conventional loan calculator is a useful tool for comparing today's top rates for Conventional, FHA, and USDA loans. You can evaluate requirements such as income, credit, reserves, and documents needed. The advanced mortgage calculator facilitates a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine the best program in WA for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Rochester, Thurston County, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$546,250
3.5%
This comparison table includes zip codes: 98579
Loan Choices: Conventional and FHA in Rochester, WA
The mission of Lendersa® is to help you obtain the ideal Conventional, USDA, or FHA loan swiftly and efficiently. You can start by selecting one of three steps to find compatible lenders and loan programs.
evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.
St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
"Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program.
Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find the mortgage that best fits your needs
Olympia Federal Savings began in 1906 in downtown Olympia remaining a mutual savings and loan, owned by our account holders ever since. With loans and deposits staying local, you can rest-assured knowing your dollars are reinvested back into the community in which you work and live.
TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.
2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502
Lends in Washington
Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.
O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.
