Explore the differences! FHA VS Conventional loan programs in Forks, Clallam County, Washington

In the year 2026, the Conventional loan limit in Forks, located in the county of Clallam, WA, stands at $726,200, whereas the FHA loan limit for a single-family residence is $472,030.

Make use of Lendersa®'s Conventional loan calculator to weigh current rates between Conventional, FHA, and USDA options. Utilize this tool to identify the Income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, supporting you in determining which program in WA suits your unique financial situation best.

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2026 Loan Limits and Down Payment Requirments in Forks, Clallam, WA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 98331

Options for Conventional and FHA Loans in Forks, WA

Lendersa® is committed to securing the most suitable Conventional, USDA, or FHA loan options for you swiftly and without inconvenience. Choose one of three pathways to connect with lenders and discover matching loan programs.

Match results for USDA loan requests via Lendersa


Forks Lenders

  • First Fed
  • 105 West 8th Street, Port Angeles, WA, 98362
  • Lends in Washington
  • First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace

  • Timberland Bank
  • 624 Simpson Avenue, Hoquiam, WA, 98550
  • Lends in Washington
  • Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.

  • Peninsula Mortgage Inc.
  • 224 W. Washington St, Suite 103, Sequim, WA, 98382
  • Lends in Washington
  • Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.

  • Sean Clift Mortgage
  • 803 Carlsborg Rd, Sequim, WA, 98382
  • Lends in Washington
  • Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years

  • Peninsula CU
  • 521 W Railroad Avenue, Shelton, WA, 98584
  • Lends in Washington
  • Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join

  • Bayview Home Loans
  • 421 East Osprey LN, Shelton, WA, 98584
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Connection Credit Union
  • 10200 Silverdale Way NW, Silverdale, WA, 98383
  • Lends in Washington
  • Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.

  • Olympic Lending Solutions
  • 2114 Caton Way SW, Suite 201, Olympia, WA, 98502
  • Lends in Washington
  • At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.

  • Mortgage One Northwest, Inc
  • 2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502
  • Lends in Washington
  • Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.

  • Liberty Bank
  • 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
  • Lends in Washington
  • Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence