FHA VS Conventional loan in La-Center, Clark County, Washington

During 2026, the loan limit for conventional loans in La-Center, found in the county of Clark, WA, is $647,200, while the FHA limit stands at $598,000 for a single-family dwelling.

Take advantage of the Lendersa® Conventional loan calculator to evaluate the best available rates today across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans side by side with USDA, FHA, and VA options, assisting you in selecting the optimal program in WA for your distinct financial requirements.

Examine loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in La-Center, County of Clark, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $439,800 0%
FHA $598,000 3.5%

Note: This comparison table applies to the following zip codes: 98629

Explore Conventional and FHA Loan Opportunities in La-Center, WA

The objective of Lendersa® is to help you swiftly acquire the best Conventional, USDA, or FHA loans with minimal hassle. Choose from three starting paths that align you with suitable lenders and loan programs.

Results from a Lendersa USDA loan request and matching


La-Center Lenders

  • Creekside Mortgage, Inc.
  • 4601 NE 77th Ave, Suite 100, Vancouver, WA, 98662
  • Lends in Washington
  • You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.

  • Riverview Community Bank
  • 900 Washington St, Vancouver, WA, 98660
  • Lends in Washington
  • Riverview Bancorp, Inc. is the holding company of Riverview Community Bank, a progressive community-oriented financial institution that emphasizes local, personal service throughout Southwest Washington and the Portland metropolitan area. The Company provides personal and commercial financial solutions through its network of 17 branches.

  • Wealthbridge Mortgage
  • 500 West Eighth Street, Suite 45, Vancouver, WA, 98660
  • Lends in Washington
  • With over three decades in the mortgage industry and thousands of funded loans, we are experts in innovative mortgage financing. Today, challenging mortgage applications often get turned down for being “outside of the box”, but not at Wealthbridge. We want to help build your future, not make it harder.

  • DC Lending LLC
  • 1111 Main Street, Suite 210, Vancouver, WA, 98660
  • Lends in Washington
  • DC Lending started in 1998 as a new family operated mortgage company. As we moved into the second generation of business, one of our sons settled in Portland and another daughter settled in Eastern Washington. With this new generation, our family decided to continue to share our knowledge, and passion for the industry.

  • Davis Financial, LLC
  • 310 West 11th Street, Vancouver, WA, 98660
  • Lends in Washington
  • Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.

  • Alliance Commercial Credit Group
  • 8002 NE Highway, Suite 503, Vancouver, WA, 98665
  • Lends in Washington
  • Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.

  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • Lends in Washington
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.

  • Belay Mortgage Group Inc
  • 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
  • Lends in Washington
  • "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.

    Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549

  • U-Mortgage
  • 201 NE Park Plaza Dr, Suite 135, Vancouver, WA, 98684
  • Lends in Washington
  • Our mission is to serve our clients with honesty, integrity and competence. Our goal is to not only provide home loans, but to educate our clients so they have a complete understanding on how the loan itself works. It is our belief that the more you know and understand how your loan operates.