FHA VS Conventional loan programs in 2025 for Ridgefield, Clark County, Washington

As of 2025, the conventional loan limit applicable in Ridgefield, found in the county of Clark, WA, has been established at $726,200. Meanwhile, the FHA loan limit for a single-family home sits at $672,750. These figures are crucial for prospective homeowners and real estate investors considering financing options in the area.

The Lendersa® Conventional loan calculator serves as an essential tool for those looking to compare the best available loan rates across Conventional, FHA, and USDA options. This comprehensive calculator helps users determine necessary qualifications, including income requirements, credit scores, reserves, and documentation. By conveniently displaying Conforming Conventional, USDA, FHA, and VA loans side by side, it aids in selecting which loan program in WA aligns best with their specific financial scenario and goals.

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2025 Loan Limits and Down Payment Requirements in Ridgefield, County of Clark, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

Note: The loan comparison table shown applies to these specific zip codes: 98642

Discover Conventional and FHA Loan Options in Ridgefield, WA

The primary mission of Lendersa® is to ensure that you can secure the best possible Conventional, USDA, or FHA loan rapidly and effortlessly, without unnecessary delays or complications. Your journey begins by choosing one of the three provided pathways, each designed to connect you with suited lenders and helpful loan programs that match your requirements perfectly.

Exploring results with Lendersa for USDA loan requests and matches


  • O'Bannon Bank
  • 1347 South Ash Street, Buffalo, MO, 65622
  • O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.
  • Ensure Home Loans LLC
  • 950 Deer Hollow Boulevard, Southlake, TX, 76092
  • Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Southern Mortgage Group, LLC
  • 546 Silicon Drive, Suite 100, Southlake, TX, 76092
  • Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • Red Diamond Home Loans, LLC
  • 165 S. Kimball Avenue, Southlake, TX, 76092
  • Red Diamond Home Loans is a unique Mortgage Banking Company that is focused on providing premier client solutions. This includes a variety of product, excellent pricing and exceptional service. Many banks/mortgage banks provide a company solution that will not always fit the need of all clients. We utilize a variety of investors to meet those needs
  • MAC Federal Credit Union
  • 3700 Santiago Ave., Fort Wainwright, AK, 99703
  • Our credit union was chartered in 1952. For many years, we served primarily active duty and civil service personnel associated with Fort Wainwright. Then, in 2001, we branched into the community of Fairbanks and now serve all of the Fairbanks North Star Borough. Through mobile banking, remote deposit capture
  • Chartwell American Mortgage, LLC
  • 800 Parker Square, Suite 205, Flower Mound, TX, 75028
  • Chartwell American Mortgage We strive to be your home lender for life. When venturing into the home finance arena, you need someone that has the experience and relationships to navigate you through the process. Find out how we can help. and camloans.com is your online resource for personalized mortgage solutions.
  • J Philips Mortgage, Inc.
  • 3020 Corporate Court, Suite 500, Flower Mound, TX, 75028
  • J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own.
  • Creekview Realty
  • 3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028
  • Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.
  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers. We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
  • Bank of Prairie du Sac
  • 555 Park Avenue, Prairie Du Sac, WI, 53578
  • Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • "Lending Edge Mortgage has built a reputation for excellence through customer service. Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas. Our vision is to have the reputation of being “The Lender of Choice” from all our customers"