FHA VS Conventional loan programs in 2025 for La-Conner, Skagit County, Washington

For 2025, the conventional loan limit in La-Conner, within Skagit county, WA, is $647,200. Meanwhile, the FHA limit stands at $473,800 for a single-family home, setting the stage for prospective homeowners in this area.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Assess the needed income, credit, reserves, and documents for qualification. Our top-tier mortgage calculator allows side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA, aiding your choice of the most suitable program in WA for your financial goals.

Explore 100 lenders for loan offers

2025 Loan Limits and Down Payment Needs in La-Conner, County of Skagit, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $324,700 0%
FHA $473,800 3.5%

This comparison applies to these zip codes: 98257

Options for Conventional and FHA Loans in La-Conner, WA

Lendersa® aims to swiftly obtain the best possible Conventional, USDA, or FHA loan for you without hassle. Choose one of three starting points that result in ideal lender matches and effective loan programs.

Results from Lendersa's USDA loan request


  • TowneBank Mortgage
  • 600 22nd Street, Suite 300, Virginia Beach, VA, 23451
  • TowneBank Mortgage is your hometown mortgage company and is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender.
  • Towne Mortgage
  • 600 22nd Street, Suite 302, Virginia Beach, VA, 23451
  • Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
  • Advance Financial Group
  • 600 22nd Street, Suite 204, Virginia Beach, VA, 23451
  • Advance Financial Group is your local mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
  • NEWTOWNE MORTGAGE, LLC
  • 600 22nd Street, Suite 201, Virginia Beach, VA, 23451
  • NewTowne Mortgage is hometown mortgage company, we uphold the principles and philosophies that have been established by our hometown traditions. NewTowne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing.
  • Worcester Police Department Credit Union
  • 805 West Boylston Street, Worcester, MA, 01606
  • The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more
  • Allanach/Mortgage Group Corporation
  • 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
  • "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years. Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
  • Bedford Lending Corporation
  • 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053
  • Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
  • Capital Biz Solutions, Inc
  • 474 Grove St, Worcester, MA, 01605
  • Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.