FHA VS Conventional loan programs in 2025 for Monroe, Snohomish County, Washington

In 2025, Convetional loan limit in Monroe, county of Snohomish, WA is $977,500 while FHA limit is $977,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Monroe, county of Snohomish, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

The comparison table applies to zip codes: 98272

Conventional and FHA loan options in Monroe, WA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • C&B Mortgage Solutions LLC
  • 141 Ecorse Road, Ypsilanti, MI, 48198
  • C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
  • Mortgage Associates Houston's Low Rate Leader
  • 1506 E Broadway St, Suite 102, Houston, TX, 77012
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Level Up Home Loans LLC
  • 42191 East Ann Arbor Road, Plymouth, MI, 48170
  • Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Mortgage Ink
  • 42875 Five Mile Rd., Plymouth, MI, 48170
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Smart Mortgage
  • 352 N Main, Suite 1, Plymouth, MI, 48170
  • Marc Nocera founded Home Smart Mortgage on the premise of offering competitive rates I was not able to offer through the branch correspondent models that have more padding in the rates." Marc Nocera has been in the real estate business for over 15 years. He started his career in real estate in mid 1990′s in West Bloomfield, Michigan.
  • Community Financial Credit Union
  • PO Box 8050, Plymouth, MI, 48170
  • Community Financial Credit Union is a not-for-profit, full-service financial institution headquartered in Plymouth, MI, with 13 branches in southeast and northern Michigan. For 70 years, Community Financial has been committed to giving back to the communities it serves.Membership is also available for businesses and other legal entities.
  • Quick Lending, LLC
  • 7715 Park Pl Blvd, Houston, TX, 77087
  • We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.
  • Silverline Lending
  • 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
  • Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
  • Pathway Mortgage
  • 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Advisors Capital, Inc.
  • 9810 Grand River Ave, Suite C-200, Novi, MI, 48375
  • We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.
  • JM Mortgage Services LLC
  • 970 Pine Avenue, Lake Orion, MI, 48362
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan