FHA VS Conventional loan programs in 2025 for Mount-Vernon, Skagit County, Washington
As of 2025, the conventional loan limit for Mount-Vernon, located in Skagit county, WA, stands at $647,200. For a single-family home, the FHA limit is $473,800.
Use the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents required for qualification. The advanced calculator places Conforming Conventional loans alongside USDA, FHA, and VA loans, guiding your decision on the ideal program in WA for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Mount-Vernon, Skagit County, WA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$324,700
0%
FHA
$473,800
3.5%
This comparison table is applicable to zip codes: 98274, 98273
Exploring Conventional and FHA Loan Options in Mount-Vernon, WA
Lendersa® aims to help secure the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of the three pathways to match with corresponding lenders and suitable loan programs.
"Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison.
Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."
2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
"MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."
8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence.
SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
77 Broadway Street Northeast, Minneapolis, MN, 55413
Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.
