As of 2026, the conventional loan limit for Mount-Vernon, located in Skagit county, WA, stands at $647,200. For a single-family home, the FHA limit is $473,800.
Use the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents required for qualification. The advanced calculator places Conforming Conventional loans alongside USDA, FHA, and VA loans, guiding your decision on the ideal program in WA for your financial circumstances.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $324,700 | 0% |
| FHA | $473,800 | 3.5% |
This comparison table is applicable to zip codes: 98274
Lendersa® aims to help secure the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of the three pathways to match with corresponding lenders and suitable loan programs.
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