FHA VS Conventional loan programs in 2025 for Mount-Vernon, Skagit County, Washington

In 2025, Convetional loan limit in Mount-Vernon, county of Skagit, WA is $647,200 while FHA limit is $473,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mount-Vernon, county of Skagit, WA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $324,700 0%
FHA $473,800 3.5%

The comparison table applies to zip codes: 98274, 98273

Conventional and FHA loan options in Mount-Vernon, WA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • 1STBANK
  • 12345 W. Colfax Ave, Lakewood, CO, 80215
  • FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
  • Premier 100 Mortgage
  • 710 Kipling St, Lakewood, CO, 80215
  • At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
  • Macro Financial Group Inc
  • 9450 West 11th Avenue, Denver, CO, 80215
  • "Since 1995, with our over 100 years of combined mortgage lending & real estate experience, Macro Financial Group has originated thousands of home loans for the residents of Colorado. In an ever-changing industry we pride ourselves on having the experience, education and relationships to walk you comfortably through the entire proce
  • Wilson Mortgage Group
  • PO Box 150578, Lakewood, CO, 80215
  • Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit
  • ProServ Mortgage
  • 20833 Hartsdale Drive, Riverside, CA, 92508
  • ProServ Mortgage is owned and operated by Eric Carlson. Our mission is to provide excellent service to our customers along with great home loan interest rates. Eric has been in the mortgage business since 1993 and has extensive experience with many types of home loan products. ProServ Mortgage is able to offer clients.
  • California’s Mortgage Bank
  • 333 City Blvd W, Suite 1810, Orange, CA, 92868
  • At California’s Mortgage Bank (CMB), Speed, Reliability, and Experience are the foundations of our Company! We provide you with loan choices to make your life easier. We offer the most competitive rates and aggressive loan products. We are a US Mortgage Bank that exclusively offers loans to California residents
  • STG Mortgage
  • 765 The City Dr S, Suite 200, Orange, CA, 92868
  • STG Mortgage is a full-service mortgage lender with a highly experienced leadership team, ready to make your home purchase or refinance simple. We make sure you have the details you need to get the right solution based on your needs. Our rapidly expanding team is thoroughly trained and fully equipped to answer questions.
  • California Equity & Loan
  • 2200 Orangewood Avenue, Suite 150, Orange, CA, 92868
  • We offer personalized solutions! At California Equity & Loan we know that finding the best loan program can reduce your principal or maximize cash flow. Whatever your financial goals, we can help you select the best loan program for you. Our Home Loan Professionals know that finding the best loan program is key to home ownership.
  • Banc One Mortgage
  • 333 City Blvd W, Suite 1810, Orange, CA, 92868
  • We are a full-service direct mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchasing to refinancing. We have access to a full range of mortgage programs and all of our lending specialists are dedicated to finding you the right loan – with the best rates, terms.