FHA VS Conventional loan in Mount-Vernon, Skagit County, Washington

As of 2026, the conventional loan limit for Mount-Vernon, located in Skagit county, WA, stands at $647,200. For a single-family home, the FHA limit is $473,800.

Use the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents required for qualification. The advanced calculator places Conforming Conventional loans alongside USDA, FHA, and VA loans, guiding your decision on the ideal program in WA for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Mount-Vernon, Skagit County, WA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $324,700 0%
FHA $473,800 3.5%

This comparison table is applicable to zip codes: 98274

Exploring Conventional and FHA Loan Options in Mount-Vernon, WA

Lendersa® aims to help secure the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of the three pathways to match with corresponding lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Mount-Vernon Lenders

  • Equity Solutions Northwest
  • 9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Financial Edge Mortgage Corp
  • PO Box 1665, Stanwood, WA, 98292
  • Lends in Washington
  • financial edge mortgage loan program that's is the best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage,

  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Lends in Washington
  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.

  • Private Lending Investments, Inc.
  • 120 E George Hopper Rd, Suite 200, Burlington, WA, 98233
  • Lends in Washington
  • "Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan.
    We specialize in the ability to structure each of the private loans"

  • BEN LINK, MORTGAGE
  • 9506 4th St NE, Lake Stevens, WA, 98258
  • Lends in Washington
  • Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.

  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Lends in Washington
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.

  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • Lends in Washington
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status

  • 1st Mortgage Services
  • 714 Lakeway Dr, Bellingham, WA, 98229
  • Lends in Washington
  • The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Puget Sound Refinery Federal Credit Union
  • 12275 Bartholomew Road, Anacortes, WA, 98221
  • Lends in Washington
  • On January 26, 1954, we received our charter as North Montana Texaco Employees Federal Credit Union. In 1958 our name was changed to Puget Sound Texaco Federal Credit Union. In June of 1988, Seattle Texaco Credit Union merged with our credit union. When Texaco merged with Equilon, the new credit union name became E. E. Federal Credit Union.

  • Fulton Financial Consultants, Inc.
  • 3790 Shorewood Avenue, Greenbank, WA, 98253
  • Lends in Washington
  • Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.