FHA VS Conventional loan in Omak, Okanogan County, Washington

For 2025, the conventional loan limit in Omak, which is in Okanogan county, WA, is $726,200. In contrast, the FHA limit for a single-family residence in the area is $472,030.

The Lendersa® Conventional loan calculator lets you compare today's top rates for Conventional, FHA, and USDA loans. You can determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA together to help you decide which program in WA best suits your financial goals.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Omak, Okanogan, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for this table are: 98841

Exploring Conventional and FHA Loan Options in Omak, WA

The aim of Lendersa® is to quickly obtain for you the best Conventional, USDA, or FHA loan possible, without the hassle. You can choose from three starting points that will connect you with matching lenders and appropriate loan programs.

See results from Lendersa USDA loan requests and matches


  • TrueDirection Lending
  • 1113 W Ave M-4, Suite F, Palmdale, CA, 93551
  • We pride ourselves on exceeding our customer's expectations in finding the most competitive rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
  • MMC Lending
  • 1008 West Avenue M-4, Suite H, Palmdale, CA, 93551
  • At MMC Lending® we believe that stable living helps build strong communities and it's a privilege to be a part of that process. It's our objective to assist clients in securing the most important investment of their lives by taking each step with them through the loan transaction.
  • All American Financial Services
  • 530 Commerce Avenue, Suite B, Palmdale, CA, 93551
  • ll American Financial Services was started in 1990 with the vision and foresight of Slade Lohman, Real Estate Broker (California Bureau of Real Estate BRE #01134557, NMLS #276140). After observing the unethical behaviors of different lenders, Slade had a burning desire to make a difference in the industry.
  • NestInvest Home Loans LLC
  • 300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
  • NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
  • KC Mortgage LLC
  • 504 Perry Street, Unit B, Castle Rock, CO, 80104
  • With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
  • Heritage Financial of Ventura
  • 403 West Ojai Ave, Ojai, CA, 93023
  • Heritage Financial was established in 1990 on the same ethics and standards that keep their doors open today. We are a locally owned and staffed mortgage brokerage with an amazing team of professionals that have the experience and knowledge to get the job done right. We believe in education, not only for our clients but also our company.
  • Real Estate Lenders
  • 705 Alomar Street, Ojai, CA, 93023
  • I have been involved in real estate for over 35 years. My vast experience has provided me with extensive knowledge of the entire loan process. Today, as a licensed Mortgage Broker and Loan Officer, I am able to provide a wealth of information to my clients. As a true mortgage professional, I’m looking to build relationships so my clients
  • MODlending LLC
  • 8783 Spruce Mountain Road, Larkspur, CO, 80118
  • Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.