FHA VS Conventional loan programs in 2025 for Orchards, Clark County, Washington

As of 2025, the limit for a Conventional loan in Orchards, located in the county of Clark, WA, is $726,200. In contrast, for a single-family home, the FHA limit is $672,750.

The Lendersa® Conventional loan calculator allows you to compare today's best rates among Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in WA for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Orchards, Clark, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

This table applies to zip codes: 98682

Explore Conventional and FHA Loan Options in Orchards, WA

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose one of these three starting points to be matched with suitable lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • S/L Mortgage
  • 509 Scenic Dr, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Scenic Oaks Funding
  • 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
  • Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
  • California Mortgage Associates
  • 1217 Standiford Ave., Modesto, CA, 95350
  • We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
  • IMS Lending
  • 3421 Tully Rd Ste A, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • SJMorgan
  • 1110 Tully Road, Suite B, Modesto, CA, 95350
  • SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
  • Mocse Credit Union
  • 3600 Coffee Rd, Modesto, CA, 95355
  • When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
  • ReeseSquared Mortgage
  • 1000 Belmont Ln., Tracy, CA, 95377
  • ReeseSquared Mortgage you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NBT Realty Services, Inc.
  • 2546 Butternut Drive, Hillsborough, CA, 94010
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nu Level Equity
  • 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
  • We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
  • Karis Finance
  • 1534 Plaza Lane, Burlingame, CA, 94010
  • Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
  • Pathmark Mortgage Company
  • 1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010
  • Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
  • Wachter Investments Inc
  • 49 Park Road, Burlingame, CA, 94010
  • Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.