FHA VS Conventional loan in Otis-Orchards-East-Farms, Spokane County, Washington

For 2025, the loan limit for a conventional mortgage in Otis-Orchards-East-Farms, within Spokane County, WA is $647,200, and the FHA limit for a single-family home is $420,680.

Explore the top rates today for Conventional, FHA, and USDA loans using Lendersa®’s Conventional loan calculator. Determine needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side to help you choose the best program in WA for your financial setup.

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2025 Loan Limits in Otis-Orchards-East-Farms, Spokane County, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to zip codes: 99025, 99027

FHA and Conventional Loan Options in Otis-Orchards-East-Farms, WA

The aim of Lendersa® is to swiftly connect you with the best available Conventional, USDA, or FHA loans with minimal hassle. Start with one of three options to find matching lenders and plans.

Lendersa USDA loan requests and matches


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