In 2026, the conventional loan limit for a single-family home in Town-and-Country, located within Spokane County, WA, is $647,200. Meanwhile, the FHA limit is set at $420,680.
Use the Lendersa® Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in WA for your financial needs.
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Applicable to zip codes: 99208
The objective of Lendersa® is to facilitate quick and easy access to the best Conventional, USDA, or FHA loans. Select one of three starting pathways to align with matching lenders and loan programs.
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