FHA VS Conventional loan programs in 2025 for Spokane, Spokane County, Washington
In the year 2025, the conventional loan limit in Spokane, which is situated in the county of Spokane, WA, is set at $726,200. Comparatively, the FHA limit available for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the most competitive rates today among Conventional, FHA, and USDA options. This tool aids in determining necessary income, credit standards, reserve requirements, and document verification needed for qualification. The advanced mortgage calculator facilitates comparisons, displaying Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to select the most fitting program in WA according to your financial landscape.
2025 Loan Limits and Down Payment Information in Spokane, County of Spokane, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 99201, 99203, 99202, 99205, 99204, 99207, 99208, 99224, 99223, 99001, 99212, 99209, 99210, 99219, 99220, 99252, 99256, 99258, 99260
Options for Conventional and FHA Loans in Spokane, WA
Lendersa® is committed to facilitating the acquisition of the optimal Conventional, USDA, or FHA loan promptly and effortlessly. Choose from three initiating pathways guiding you to align with appropriate lenders and available loan programs.
Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
Catalina Mortgage Company, Inc. was formed in 1979 to provide borrowers access to the Commercial Capital Market for financing of commercial, apartment and mobile home park properties. Since our beginnings we have originated over $5 Billion in apartment and commercial real estate loans nationwide.
First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
First Community Bank is interested in the financial wellbeing of our valued customers. Listening to your needs is the first step in supporting and guiding your financial success. Our caring and knowledgeable staff are here to listen and recommend quality financial products and services to help you reach your goals.
First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
