FHA VS Conventional loan programs in 2026 for Sunnyside, Yakima County, Washington

In 2026, the Conventional loan cap in Sunnyside, Yakima County, WA, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in selecting the best program for your financial needs in WA.

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Loan Limits and Downpayment Requirements for 2026 in Sunnyside, Yakima County, WA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for this table: 98944

Options for Conventional and FHA Loans in Sunnyside, WA

Lendersa® aims to provide the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three paths to connect with matching lenders and loan programs.

Results from Lendersa USDA loan request and matchings


Sunnyside Lenders

  • Yakima Federal Savings and Loan
  • 118 E. Yakima Ave, Yakima, WA, 98901
  • Lends in Washington
  • Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.

  • Solarity Credit Union
  • PO Box 2922, Yakima, WA, 98907
  • Lends in Washington
  • Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district

  • CALCOE Federal Credit Union
  • 1209 N 16th Ave, Yakima, WA, 98902
  • Lends in Washington
  • CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.

  • N W Mortgage, LLC
  • 115 S 2nd St, Selah, WA, 98942
  • Lends in Washington
  • N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Lends in Washington
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!

  • Desert Canyon Mortgage Company, LLC
  • 8500 W Gage Blvd, Suite A, Kennewick, WA, 99336
  • Lends in Washington
  • Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"

  • Vision Mortgage
  • 7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
  • Lends in Washington
  • Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.

  • Tri-CU Credit Union
  • 3213 W 19th Avenue, Kennewick, WA, 99337
  • Lends in Washington
  • TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.

  • Golden Years Reverse Mortgage
  • 402 E First St, Suite 107, Cle Elum, WA, 98922
  • Lends in Washington
  • Floyd D. Walker a.k.a. ""WALKER"" CEO/President
    Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.

  • Baker Boyer National Bank
  • 7 W Main St, Walla Walla, WA, 99362
  • Lends in Washington
  • Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.