FHA VS Conventional loan programs in 2026 for Union-Gap, Yakima County, Washington

For 2026, the conventional loan limit for a single-family home in Union-Gap, Yakima County, WA, is $647,200. In contrast, the FHA loan limit is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's premier rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side-by-side to choose the best program in WA based on your financial situation.

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2026 Loan Limits and Down Payment Requirements in Union-Gap, Yakima County, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table pertains to the following zip codes: 98903

Discover Conventional and FHA Loan Options in Union-Gap, WA

The objective of Lendersa® is to facilitate your access to the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Start with one of three pathways to find matching lenders and tailored loan programs.

Lendersa's USDA loan request and matches


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  • Stratton Equities
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  • Novartis Federal Credit Union is a full service financial institution located in East Hanover NJ. Novartis FCU was chartered in 1947 and services the financial needs of the employees of companies within Novartis AG and their families. For more information, to join or apply for a loan, visit www.NovartisFCU.org

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  • 22 Ogletthorpe Professional Blvd, Savannah, GA, 31406
  • Savannah Postal Credit Union is a State-chartered credit union incorporated June 6, 1952. For more than 53 years we have existed solely for the purpose of serving our members' best interests. The credit union was originally established for employees of the United States Postal Service. Today we serve 10 employee groups in Savannah

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  • Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.

  • LofiDirect
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  • Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States

  • HighPoint Mortgage Inc
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