FHA VS Conventional loan programs in 2026 for White-Center, King County, Washington

In 2026, the Conventional loan limit in White-Center, King County, WA is $891,250, whereas the FHA limit for a single-family home is $891,250.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available for Conventional, FHA, and USDA loans today. Identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loan options, assisting you in deciding which program in WA is ideal for your financial needs.

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Loan Limits and Downpayment Requirements in White-Center, King County, WA for 2026

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table applies to zip codes: 98106

Options for Conventional and FHA Loans in White-Center, WA

Lendersa® is dedicated to securing you the best Conventional, USDA, or FHA loan swiftly and without hassle. Select one of three starting pathways to connect with matching lenders and loan solutions.

Explore results from Lendersa's USDA loan requests and matchings


White-Center Lenders

  • Seattle Credit Union
  • 1521 1st Ave S, Suite 500, Seattle, WA, 98134
  • Lends in Washington
  • We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.

  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Lends in Washington
  • Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.

  • West Seattle Mortgage, Inc.
  • 5400 California Ave SW, Suite B, Seattle, WA, 98136
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Assets America, Inc.
  • 800 5th Ave, Suite 101, Seattle, WA, 98104
  • Lends in Washington
  • Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.

  • Seattle’s Mortgage Broker
  • 506 2nd Ave, Suite 1400, Seattle, WA, 98104
  • Lends in Washington
  • At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.

  • Empire Financial Services, LLC
  • 14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
  • Lends in Washington
  • Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side.



    We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless

  • GLG Capital
  • 4103 Chilberg Ave SW #201, Seattle, WA, 98101
  • Lends in Washington
  • GLG Capital, spearheaded by Gregory Gantman, is revolutionizing the investment landscape with innovative strategies that deliver consistent growth. Our expertise in financial markets ensures informed decisions that maximize returns for our clients. We are committed to transparency, integrity, and results. Join us today and secure a prosperous finan

  • DSC Capital, LLC
  • 1809 7th Avenue, Suite 1200, Seattle, WA, 98101
  • Lends in Washington
  • DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.

  • WaFd Bank
  • 425 Pike Street, Seattle, WA, 98101
  • Lends in Washington
  • WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.

  • Northwest Commercial Mortgage
  • 1500 Fourth Ave, Suite 600, Seattle, WA, 98101
  • Lends in Washington
  • Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.