Explore the differences! FHA VS Conventional loan programs in Mercer-Island, King County, Washington
In 2026, the Conventional loan limit in Mercer-Island, located in King County, WA, is $891,250, while the FHA limit for a single-family home is $891,250.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, assessing the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the best program in WA tailored to your financial needs.
2026 Loan Limits and Down Payment Requirements in Mercer-Island, King, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$891,250
3%
USDA
$659,800
0%
FHA
$891,250
3.5%
This table applies to the following zip codes: 98040
Explore Conventional and FHA Loan Options in Mercer-Island, WA
Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loans available. Start with one of the three options listed to find matching lenders and loan programs.
Charles Samuels established Maricopa County Employees Federal Credit Union in 1954 for the purpose of serving county employees. The first par value was $5 & loans were no more than $50. The main credit union office is still located in its founding building. In December 2002, Sun Catholic Credit Union merged into the credit union adding its field of
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Proudly serving Arizona since 1939, Arizona Central Credit Union (ACCU) has been providing Arizona families with accessible, friendly, hometown banking. That means great member service, personalized checking & savings, higher dividends and low-interest rate loans, mortgages & financing.
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7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
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