FHA VS Conventional loan programs in Mercer-Island, King County, Washington
In 2025, the Conventional loan limit in Mercer-Island, located in King County, WA, is $891,250, while the FHA limit for a single-family home is $891,250.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, assessing the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the best program in WA tailored to your financial needs.
2025 Loan Limits and Down Payment Requirements in Mercer-Island, King, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$891,250
3%
USDA
$659,800
0%
FHA
$891,250
3.5%
This table applies to the following zip codes: 98040
Explore Conventional and FHA Loan Options in Mercer-Island, WA
Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loans available. Start with one of the three options listed to find matching lenders and loan programs.
A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
Lending Arizona, LLC Full Service Mortgage Broker-Lending Arizona LLC is a full service mortgage broker serving the Tucson, AZ area. For over 15 years lending Arizona, llc has been helping simplify the home mortgage loan process from start to finish. We have the tools to help you find the right mortgage rate, loan.
Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.
The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
