Explore the differences! FHA VS Conventional loan programs in Mercer-Island, King County, Washington
In 2025, Convetional loan limit in Mercer-Island, county of King, WA is $891,250 while FHA limit is $891,250 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WA is best for your particular financial situation.
2025 loan limits and downpayment requirments in Mercer-Island, county of King, WA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$891,250
3%
USDA
$659,800
0%
FHA
$891,250
3.5%
The comparison table applies to zip codes: 98040
Conventional and FHA loan options in Mercer-Island, WA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.
22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.
Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.
Guerrero loans specializes in FHA, Conventional and VA loans.
In his spare time, George is a true foodie who enjoys discovering great restaurants. As a nature lover, he frequents local trails in Southern California. Lastly, a lover of music, George has been playing the guitar since he was a child.
