FHA VS Conventional loan programs in Altoona, Eau Claire County, Wisconsin

In 2025, the conventional loan limit set for Altoona, in Eau Claire county, WI, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you select the best program in WI for your financial circumstances.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Altoona, Eau Claire, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 54720

Options for Conventional and FHA Loans in Altoona, WI

The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose from three starting points to find lenders and programs that align with your needs.

USDA loan requests through Lendersa and results


  • Adam Gilbert - Seattle Mortgage Brokers
  • 258 S 171st St, Burien, WA, 98148
  • Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage.
  • Seattle Credit Union
  • 1521 1st Ave S, Suite 500, Seattle, WA, 98134
  • We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
  • SALMON BAY COMMUNITY LENDING
  • 7919 Greenwood Ave N Entrance on N 80th St", Seattle, WA, 98103
  • The mortgage business has certainly changed over the years but one thing hasn’t changed: the way we do business here at Salmon Bay Community Lending We have always valued service and relationship over volume and profit and we always will. Our clients come from referrals, not purchased lists, and our expertise comes from problem solving and working
  • Wadot Capital
  • 5413 Meridian Ave N, Suite C, Seattle, WA, 98103
  • Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services
  • Berlind Corporation
  • 654 5th Avenue South, Unit 300B, Edmonds, WA, 98020
  • Berlind Corp. DBA Infinity Mortgage Group is committed to providing our clients with excellent service, low rates and a wide array of loan choices. Whether you are first time home buyer, refinancing an outstanding loan or consolidating consumer debt, our highly experienced team will take you step by step thru the loan process.
  • Mortgage Lending Group, LLC
  • 128 4th Ave S, Suite 101, Edmonds, WA, 98020
  • The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers
  • BALLARD MORTGAGE COMPANY
  • 1711 W Nickerson St, Suite A, Seattle, WA, 98119
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ICS Loans Commercial Mortgage
  • 5608 17th Avenue NW, Seattle, WA, 98107
  • ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
  • The Mortgage Broker LLC
  • 334 NW 51st Street, Seattle, WA, 98107
  • At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.