Explore the differences! FHA VS Conventional loan programs in Eau-Claire, Eau Claire County, Wisconsin

In 2025, the Conventional loan limit in Eau-Claire, located in the county of Eau Claire, WI, is $647,200. Meanwhile, for a single-family house, the FHA limit is $420,680.

The Lendersa® Conventional loan calculator allows you to compare today's top rates across Conventional, FHA, and USDA options. Evaluate necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in WI best suits your financial situation.

Explore loan offers from 100 diverse lenders

2025 Loan Limits and Down Payment Requirements in Eau-Claire, Eau Claire County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable for zip codes: 54703, 54701, 54702

Exploring Conventional and FHA Loan Options in Eau-Claire, WI

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three starting points that align you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Dynamic Mortgage Concepts, Inc.
  • 2516 Platte River Dr, Bellevue, NE, 68123
  • Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
  • Centennial Mortgage, Inc.
  • 218 W. Washington Street, Suite 900, South Bend, IN, 46601
  • Centennial Mortgage is a privately held results-driven lender providing proactive, end-to-end solutions exclusively for multi-family and healthcare owners/developers seeking HUD and USDA financing. Our approach is delivered with a high-touch level of customer service found only with a specialized lender.
  • Premier Bank
  • 16802 Burke Street, Omaha, NE, 68118
  • Premier Bank Just because a bank has a lengthy history, doesn’t mean there’s a great story to tell. Premier Bank is founded by a desire to do more of what businesses and consumers expect their financial partner to do. That means investing more in our relationships, providing financial products and services
  • United Republic Bank
  • 111 North 181st Street, Omaha, NE, 68118
  • United Republic Bank, we're different. We set our standards high by abiding by our core beliefs: Excellence, Honesty and Integrity, Making a Difference, Building Relationships and Client Satisfaction.We’re an organization that is professional, trustworthy, accurate, and responsive. United Republic Bank provides financial services that help our clie
  • Core Bank
  • 17807 Burke St, Omaha, NE, 68118
  • Core Bank is a full-service community bank focused on meeting clients'​ banking needs with personal, business, real estate, SBA lending and private client services. Headquartered in Omaha, Nebraska, we have six Midwest locations in the Omaha and Kansas City metros, with our KC location specializing in SBA lending.
  • Pillar Financial Mortgage
  • 15821 West Dodge Rd, Suite 161, Omaha, NE, 68118
  • Our "Client First" approach provides you with informed options when making decisions about the mortgage process. Find out why so many customers choose Pillar Financial Mortgage.Purchasing a home is one of your most important financial decisions. Let us help you get the facts before you buy and help pick the loan that's best for you.
  • Security State Bank
  • PO Box 9, Tyndall, SD, 57066
  • Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
  • First National Bank of Michigan
  • 348 W. Michigan Ave., Kalamazoo, MI, 49007
  • First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.
  • Highpoint Community Bank
  • 150 West Court Street, Hastings, MI, 49058
  • Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.