Explore the differences! FHA VS Conventional loan programs in Arcadia, Trempealeau County, Wisconsin

In 2026, the conventional loan limit for Arcadia in Trempealeau county, WI, is $726,200, while the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator lets you compare today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose the best program for your financial needs in WI.

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2026 Loan Limits and Down Payment Requirements in Arcadia, Trempealeau County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 54612

Conventional and FHA Loan Options in Arcadia, WI

Lendersa® strives to secure the best Conventional, USDA, or FHA loans for you quickly and without complication. Choose one of three starting points to get matched with suitable lenders and loan programs.

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Arcadia Lenders

  • Arcadia Credit Union
  • 535 South Dettloff Drive, Arcadia, WI, 54612
  • Lends in Wisconsin
  • Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.

  • Waumandee State Bank
  • S2021 County Road U, Waumandee, WI, 54622
  • Lends in Wisconsin
  • Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.

  • Citizens First Bank
  • W25042 Hwy 54|35, Centerville, WI, 54661
  • Lends in Wisconsin
  • Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.

    As a family-owned community bank with roots dating back to 1969,

  • Bank of Alma Alma
  • 211 South Main Street, Alma, WI, 54610
  • Lends in Wisconsin
  • The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.

  • Park Bank Holmen, La Crosse & Sparta
  • 1200 Co Hwy DH, Holmen, WI, 54636
  • Lends in Wisconsin
  • Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.

  • La Crosse Burlington Credit Union
  • 1735 Credit Union Court, La Crosse, WI, 54603
  • Lends in Wisconsin
  • La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.