Explore the differences! FHA VS Conventional loan programs in La-Crosse, La Crosse County, Wisconsin

In the year 2025, the conventional loan limit for La-Crosse in La Crosse county, WI is set at $647,200. In contrast, the FHA limit for a single-family residence is $420,680.

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Explore today's leading Conventional, FHA, and USDA rates using Lendersa®'s Conventional loan calculator. This tool aids in identifying the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the ideal option in WI for your financial needs.

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2025 Loan Limits and Down Payment Requirements in La-Crosse, La Crosse County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 54601, 54603, 54602

Options for Conventional and FHA Loans in La-Crosse, WI

The primary aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three pathways to link with matching lenders and loan programs.

  1. Submit a comprehensive request with Conventional/USDA/FHA loan optimization
  2. Discover Conventional, USDA, and FHA rates & terms first
  3. Search the largest database of Conventional lenders
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  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.

  • Missouri Valley Federal Credit Union
  • 7900 Mexico Road, Saint Peters, MO, 63376
  • Established in 1975, Missouri Valley FCU is a member-owned, community financial institution dedicated to providing quality service and value to Saint Charles County As a credit union, MOVFCU is member owned and member focused. We are here to help you with your financial needs, whatever those might be.

  • Home Loans With Integrity LLC
  • 3895 Mid Rivers Mall Drive, Cottleville, MO, 63376
  • We give our clients the personal attention they deserve, helping them find the right mortgage product to fit their individual needs. We stand behind each loan transaction. We take the time to educate our clients about the loan process and we stay beside them every step of the way, from pre-approval through closing.

  • Hometown Equity Mortgage
  • 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
  • Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.

  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold

  • VISIONBank
  • 3000 25th Street, Fargo, ND, 58103
  • VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations

  • Fargo Public Schools Federal Credit Union
  • 1609 32nd Avenue S, Fargo, ND, 58103
  • Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.

  • SIUe CREDIT UNION
  • 1566 Lewis Road, Edwardsville, IL, 62025
  • SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.

  • F-M Mortgage Corporation
  • 801 10th Street South, Suite 100, Fargo, ND, 58103
  • F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.

  • Scott Credit Union
  • 101 Credit Union Way, Edwardsville, IL, 62025
  • Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
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