FHA VS Conventional loan in Beaver-Dam, Dodge County, Wisconsin

In 2026, the conventional loan limit for a single-family home in Beaver-Dam, within Dodge county, WI, is $647,200, while the FHA limit is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's top rates among Conventional, FHA, and USDA loans. This tool enables you to determine the necessary income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, you can place Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program in WI for your financial needs.

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2026 Loan Limits & Down Payment Requirements in Beaver-Dam, Dodge, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to zip codes: 53916

Options for Conventional and FHA Loans in Beaver-Dam, WI

The mission at Lendersa® is to connect you swiftly with the best Conventional, USDA, or FHA loan options, minus the hassle. Select one of three pathways to find aligning lenders and loan programs.

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Beaver-Dam Lenders

  • American Bank of Beaver Dam
  • 115 Front St, Beaver Dam, WI, 53916
  • Lends in Wisconsin
  • American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.

  • Horicon Bank
  • 326 East Lake Street, Horicon, WI, 53032
  • Lends in Wisconsin
  • Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.

  • The Mortgage Group
  • 411 E Lake St, Horicon, WI, 53032
  • Lends in Wisconsin
  • KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.

  • Farmers & Merchants Union Bank
  • 159 W James St, Columbus, WI, 53925
  • Lends in Wisconsin
  • We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.

  • Hustisford State Bank
  • 200 South Lake Street, Hustisford, WI, 53034
  • Lends in Wisconsin
  • The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.

  • Mayville Savings Ban
  • 200 S. Main St., Mayville, WI, 53050
  • Lends in Wisconsin
  • On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.

  • Team Get It Done
  • 105 South Main Street, Suite L, Mayville, WI, 53050
  • Lends in Wisconsin
  • Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.

  • Avestar Credit Union
  • 125 W Madison Street, Waterloo, WI, 53594
  • Lends in Wisconsin
  • Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.

  • Wisconsin Consumer Credit Incorporated
  • 700 East Avenue, Lomira, WI, 53048
  • Lends in Wisconsin
  • Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.