FHA VS Conventional loan programs in Columbus, Columbia County, Wisconsin

In this 2026, the limit for Conventional loans in Columbus, within the county of Columbia, WI, is $726,200. Meanwhile, the FHA loan limit is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to evaluate and compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator provides a side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you select the best program for your situation in WI.

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2026 Loan Limits and Downpayment Requirements in Columbus, County of Columbia, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 53925

Conventional and FHA Loan Options in Columbus, WI

Lendersa® strives to provide you with the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose from any of three starting options that lead to matching lenders and loan programs.

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Columbus Lenders

  • Farmers & Merchants Union Bank
  • 159 W James St, Columbus, WI, 53925
  • Lends in Wisconsin
  • We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.

  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Lends in Wisconsin
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.

  • Educated Mortgage Services, LLC
  • 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590
  • Lends in Wisconsin
  • Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.

  • Avestar Credit Union
  • 125 W Madison Street, Waterloo, WI, 53594
  • Lends in Wisconsin
  • Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.

  • American Bank of Beaver Dam
  • 115 Front St, Beaver Dam, WI, 53916
  • Lends in Wisconsin
  • American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.

  • DMB Community Bank
  • 321 North Main Street, Deforest, WI, 53532
  • Lends in Wisconsin
  • We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you

  • Settlers Bank
  • 4021 Meridian Drive, Windsor, WI, 53598
  • Lends in Wisconsin
  • Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank

  • Bank of Lake Mills
  • 136 E Madison Street, Lake Mills, WI, 53551
  • Lends in Wisconsin
  • Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.

    In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.

  • Summit Credit Union
  • 1709 Landmark Dr, Cottage Grove, WI, 53527
  • Lends in Wisconsin
  • Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.