FHA VS Conventional loan programs in 2025 for Cedarburg, Ozaukee County, Wisconsin

As of 2025, in Cedarburg, within Ozaukee County, WI, the limit for conventional loans stands at $726,200, and for a single-family home under FHA, the cap is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans and determine the necessary income, credit, reserve, and documentation for qualification. Our sophisticated calculator displays Conforming Conventional loans alongside USDA, FHA, and VA to help make the best choice for your unique financial situation in WI.

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2025: Loan limits and down payment requirements in Cedarburg, Ozaukee County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The table applies to ZIP codes above: 53012

Explore Conventional and FHA Loan Options in Cedarburg, WI

The mission of Lendersa® is to deliver the most suitable Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from one of the following three routes to connect with lenders and examine potential loan programs.

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  • State Bank of Missouri
  • 101 NW 2nd St, Concordia, MO, 64020
  • State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
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  • 101 E. Main Street, Clarkson, KY, 42726
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  • Community Savings
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  • City National Bank.
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