FHA vs Conventional Loans in Cedarburg, Ozaukee County, Wisconsin

As of 2026, in Cedarburg, within Ozaukee County, WI, the limit for conventional loans stands at $726,200, and for a single-family home under FHA, the cap is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans and determine the necessary income, credit, reserve, and documentation for qualification. Our sophisticated calculator displays Conforming Conventional loans alongside USDA, FHA, and VA to help make the best choice for your unique financial situation in WI.

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2026: Loan limits and down payment requirements in Cedarburg, Ozaukee County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The table applies to ZIP codes above: 53012

Explore Conventional and FHA Loan Options in Cedarburg, WI

The mission of Lendersa® is to deliver the most suitable Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from one of the following three routes to connect with lenders and examine potential loan programs.

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Cedarburg Lenders

  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • Lends in Wisconsin
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Glacier Hills Credit Union
  • 2150 S Main Street, West Bend, WI, 53095
  • Lends in Wisconsin
  • We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.

  • The Port Washington State Bank
  • 206 North Franklin Street, Port Washington, WI, 53074
  • Lends in Wisconsin
  • Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district.

    From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem

  • Fundswell Consulting Group
  • 10721 W CAPITOL DRIVE SUITE 105, WAUWATOSA, WI, 53222
  • Lends in Wisconsin
  • Fundswell Consulting Group helps business owners, real estate investors, and entrepreneurs explore financing options tailored to their goals. We connect qualified clients with funding solutions for commercial real estate, working capital, equipment, and business credit. Our team reviews each opportunity, helps organize financing documents, and works to match borrowers with suitable lending programs across the U.S. and Puerto Rico.

  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Lends in Wisconsin
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union

  • Great Midwest Bank, S.S.B.
  • 15900 West Bluemound Road, Brookfield, WI, 53005
  • Lends in Wisconsin
  • Since 1935, Great Midwest Bank has served Wisconsin Homeowners for their mortgage and personal banking needs. We're a customer-oriented mutual bank offering a variety of Residential Mortgage products to first time homebuyers, existing homeowners, and multi-family property owners.

  • North Shore Bank
  • 15700 West Bluemound Road, Brookfield, WI, 53005
  • Lends in Wisconsin
  • Our vision is to be a successful, community-minded bank recognized for high-touch service. Our role is to help people realize their dreams and fulfill customer expectations in a safe and sound manner. We are also committed to supporting our communities annually through sponsorship and participation in hundreds of local activities.

  • Majesty Mortgage Inc
  • 15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
  • Lends in Wisconsin
  • Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act

  • Landmark Credit Union
  • 555 S. Executive Dr, Brookfield, WI, 53005
  • Lends in Wisconsin
  • Landmark Credit Union is a not-for-profit financial cooperative owned by our customer/members. We return our profits to our members with exceptional rates, lower fees and personalized service. We serve all people living or working in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois.