FHA VS Conventional loan programs in Kiel, Manitowoc County, Wisconsin

In 2026, the Conventional loan limit for a single-family home in Kiel, county of Manitowoc, WI, is $726,200. Meanwhile, the FHA limit is set at $472,030.

With the Lendersa® Conventional loan calculator, you can compare the best rates of the day, analyzing the differences between Conventional, FHA, and USDA loans. It will help you understand the income, credit, reserves, and documentation required to qualify. Our calculator presents Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in WI for your unique financial needs.

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2026 Loan Limits and Downpayment Requirements in Kiel, County of Manitowoc, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table pertains to zip codes: 53042

Exploring Conventional and FHA Loan Options in Kiel, WI

Lendersa® strives to provide you with the most suitable Conventional, USDA, or FHA loan options quickly, without any hassle. Begin with one of three options that link you with compatible lenders and their loan programs.

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Kiel Lenders

  • Kohler Credit Union
  • 5727 Superior Avenue, Sheboygan, WI, 53083
  • Lends in Wisconsin
  • At Kohler Credit Union we are dedicated to our member's financial well-being.

    Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative

  • UnitedOne Credit Union
  • 1117 South 10th Street, Manitowoc, WI, 54220
  • Lends in Wisconsin
  • UnitedOne is a member-owned financial cooperative that educates our members and helps them build financial strength. UnitedOne Credit Union was formed in 2002 by the merger between Manitowoc Community Credit Union and First Superior Credit Union. We are a full service financial institution that offers checking accounts, electronic services.

  • Shipbuilders Credit Union
  • 2001 Washington Street, Manitowoc, WI, 54220
  • Lends in Wisconsin
  • Shipbuilders Credit Union has provided our members comprehensive, personalized and convenient service since 1938. Originally, Shipbuilders Credit Union was formed to service the employees and families of the Manitowoc Company. Shipbuilders Credit Union is a financial services company based out of 2001 Washington St, Manitowoc, Wi.

  • Bank First
  • 402 N 8TH St, Manitowoc, WI, 54220
  • Lends in Wisconsin
  • Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level.

  • Meadowland Credit Union
  • 1040 North Main Street, Sheboygan Falls, WI, 53085
  • Lends in Wisconsin
  • Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.

  • Fond du Lac Credit Union
  • 91 N Pioneer Road, Fond Du Lac, WI, 54935
  • Lends in Wisconsin
  • Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.

  • Oostburg State Bank
  • 905 Center Avenue, Oostburg, WI, 53070
  • Lends in Wisconsin
  • Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.

  • Oshkosh Postal Employees Credit Union
  • 1012 W 20th Avenue, Oshkosh, WI, 54902
  • Lends in Wisconsin
  • The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families

  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.