Explore the differences! FHA VS Conventional loan programs in Manitowoc, Manitowoc County, Wisconsin

In 2025, the conventional loan limit for Manitowoc in the county of Manitowoc, WI, is $726,200; the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. The advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding which program in WI suits your financial situation best.

Browse loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Manitowoc, County of Manitowoc, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 54220

Exploring Conventional and FHA Loan Options in Manitowoc, WI

The mission of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loans quickly and effortlessly. Begin with one of three entry points to find matching lenders and suitable loan programs.

Overview of Lendersa USDA loan request results


  • The Richardson Lending Team
  • 27413 Tourney Road, Suite 160, Valencia, CA, 91355
  • The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
  • Bankit Mortgage
  • 28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
  • Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
  • Onyx Lending, LLC
  • 25152 Springfield Court, Suite 200, Valencia, CA, 91355
  • Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
  • Ria Lending Inc.
  • 25000 Avenue Standford, Unit 101, Valencia, CA, 91355
  • We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.
  • Platinum Home Lending
  • 27943 Smyth Dr, Ste 204, Valencia, CA, 91355
  • Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.
  • Stress Free Mortgage
  • 28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
  • The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.
  • Southern Oaks Mortgage Inc
  • 25060 Avenue Stanford STE 255, Valencia, CA, 91355
  • Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Family Funding
  • 28338 Constellation Road, Suite 900, Valencia, CA, 91355
  • Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Pacific Funding Mortgage
  • 27433 Tourney Road Suite 150, Valencia, CA, 91355
  • "Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years. As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. "
  • Procashadvances
  • 189 The Grove Dr, Los Angeles, CA, 90036
  • Enhance your financial resilience with ProCashAdvances. Our seamless loan request process makes handling life's financial demands stress-free. Utilize our extensive lender network and user-friendly platform for quick, short-term loan solutions. Experience efficiency and speed on your financial journey with ProCashAdvances today!
  • WCH Investments
  • 5150 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90036
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.