Explore the differences! FHA VS Conventional loan programs in Manitowoc, Manitowoc County, Wisconsin

In 2026, the conventional loan limit for Manitowoc in the county of Manitowoc, WI, is $726,200; the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. The advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding which program in WI suits your financial situation best.

Browse loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Manitowoc, County of Manitowoc, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 54220

Exploring Conventional and FHA Loan Options in Manitowoc, WI

The mission of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loans quickly and effortlessly. Begin with one of three entry points to find matching lenders and suitable loan programs.

Overview of Lendersa USDA loan request results


Manitowoc Lenders

  • UnitedOne Credit Union
  • 1117 South 10th Street, Manitowoc, WI, 54220
  • Lends in Wisconsin
  • UnitedOne is a member-owned financial cooperative that educates our members and helps them build financial strength. UnitedOne Credit Union was formed in 2002 by the merger between Manitowoc Community Credit Union and First Superior Credit Union. We are a full service financial institution that offers checking accounts, electronic services.

  • Shipbuilders Credit Union
  • 2001 Washington Street, Manitowoc, WI, 54220
  • Lends in Wisconsin
  • Shipbuilders Credit Union has provided our members comprehensive, personalized and convenient service since 1938. Originally, Shipbuilders Credit Union was formed to service the employees and families of the Manitowoc Company. Shipbuilders Credit Union is a financial services company based out of 2001 Washington St, Manitowoc, Wi.

  • Bank First
  • 402 N 8TH St, Manitowoc, WI, 54220
  • Lends in Wisconsin
  • Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level.

  • Denmark State Bank
  • 103 Main Street, Denmark, WI, 54208
  • Lends in Wisconsin
  • Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno

  • Kohler Credit Union
  • 5727 Superior Avenue, Sheboygan, WI, 53083
  • Lends in Wisconsin
  • At Kohler Credit Union we are dedicated to our member's financial well-being.

    Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative

  • Meadowland Credit Union
  • 1040 North Main Street, Sheboygan Falls, WI, 53085
  • Lends in Wisconsin
  • Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.

  • Wisconsin Medical Credit Union
  • 1677 South Webster Avenue, Green Bay, WI, 54301
  • Lends in Wisconsin
  • Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.

  • All American Home Lending
  • 433 Main Street, Green Bay, WI, 54301
  • Lends in Wisconsin
  • Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities

  • Executive Mortgage
  • 909 East Walnut Street, Green Bay, WI, 54301
  • Lends in Wisconsin
  • Executive Mortgage is a top rated Wisconsin mortgage lender with years of experience with all types of mortgage loans. We work hard to get our home buyers the lowest current mortgage interest rates available. Whether you are a first time home buyer ready to make the leap to home ownership or an experienced investor.