FHA VS Conventional loan in Medford, Taylor County, Wisconsin

In 2026, the conventional loan limit for a single-family home in Medford, within the county of Taylor, WI is $726,200, while the FHA loan limit stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates across Conventional, FHA, and USDA options, determining the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to choose the program that best suits your financial setting in WI.

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2026 Loan Limits and Down Payment Requirements in Medford, Taylor County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 54451

Explore Conventional and FHA Loan Options in Medford, WI

Lendersa® aims to swiftly and seamlessly connect you with the ideal Conventional, USDA, or FHA loan. Choose from three beginning options that will align you with suitable lenders and programs.

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Medford Lenders

  • Taylor Credit Union
  • 825 East Allman Street, Medford, WI, 54451
  • Lends in Wisconsin
  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto

  • Lakewood Credit Union
  • 1003 Railroad Street, Rib Lake, WI, 54470
  • Lends in Wisconsin
  • Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.

  • Athens Area Credit Union
  • 112 Alfred Street, Athens, WI, 54411
  • Lends in Wisconsin
  • Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.

  • M.E. Employees Credit Union
  • 111 E Randolph Street, Wausau, WI, 54401
  • Lends in Wisconsin
  • M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.

  • Connexus Credit Union
  • 1 Corporate Drive, Suite 700, Wausau, WI, 54401
  • Lends in Wisconsin
  • Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service

  • Peoples State Bank
  • 1905 Stewart Ave, Wausau, WI, 54401
  • Lends in Wisconsin
  • Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.

  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Lends in Wisconsin
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.

  • Marshfield Medical Center Credit Union
  • 302 W Upham Street, Marshfield, WI, 54449
  • Lends in Wisconsin
  • Marshfield Medical Center Credit Union was chartered in 1965 under laws of the State of Wisconsin by employees of St. Joseph’s Hospital. Until 1985 the credit union operated from office space in the hospital. That year we relocated to our own facility. Since then we have added numerous services and enjoyed exceptional growth.

  • Mortgage Experts Team
  • 1304 North Central Avenue, Marshfield, WI, 54449
  • Lends in Wisconsin
  • Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.