FHA VS Conventional loan programs in Wausau, Marathon County, Wisconsin

In 2026, the maximum amount for a conventional loan in Wausau, within Marathon county, WI, is $726,200. The FHA limit for a single-family house is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program best suited to your financial needs in WI.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Wausau, Marathon County, WI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 54401

Available Conventional and FHA Loan Options in Wausau, WI

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and easily. Choose from one of three pathways that lead to matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • So Cal VA Homes
  • 30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675
  • "Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home!
    Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"

  • Mortgage Consultants Group
  • 2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
  • For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today!

    Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.

  • Copeland Realty and Mortgage
  • 11251 Coloma Rd, Suite F, Gold River, CA, 95670
  • Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,

  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.

  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.

  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.

  • Gregory M. Russell
  • 245 Carriage Lane, Roseburg, CA, 97471
  • We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.

  • Home Loans of CA, Mortgage Broker
  • 22431 Antonio Parkway, Rancho Santa Margarita, CA, 92688
  • Home Loans of CA is all about achieving excellent results through professional & personalized service. With decades of experience & strategic relationships with largest wholesale mortgage lenders, we serve all residential financing in CA. We work with the largest mortgage wholesalers, so we have access to the lowest interest rates-Guaranteed!

  • Next Generation Lender
  • 22521 Avenida Empresa, Suite 102, Rancho Santa Margarita, CA, 92688
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • AdvantageFirst Lending Inc.
  • 22342 Avenida Empresa, Suite 100, Santa Margarita, CA, 92688
  • At AdvantageFirst Lending, our team is dedicated to providing our clients with the highest quality financial services possible. We believe educating clients is paramount to a smooth transaction. Clients put their trust in us that we will deliver the rates, costs, and products we have promised in the timeframes they expect.

  • Oso Creek Financial
  • 32 Woodsong Rancho, Santa Margarita, CA, 92688
  • OSO Creek Financial is a local lender and broker The mortgage loan process is complex. To navigate it successfully, you need a mortgage professional to guide you and keep you from making the mistakes that can cost you time, money and stress. We do things differently and have the ability to shop and compare mortgage rates/programs for you

  • Vatreni Mortgage.
  • 30212 Tomas, Suite 100, Santa Margarita, CA, 92688
  • Vatreni, Inc. is a family-run real estate and mortgage company built on integrity. With over 88 years of combined real estate and mortgage lending experience, we believe our clients come first. Vatreni provides exceptional customer service by being upfront, clear and honest with the motto ‘Under promise, over deliver