FHA VS Conventional loan programs in 2026 for Pleasant-Prairie, Kenosha County, Wisconsin

The Conventional loan limit in Pleasant-Prairie, located in Kenosha county, WI, for a single-family home as of 2026 stands at $647,200, whereas the FHA limit is $420,680.

Lendersa® offers a Conventional loan calculator for comparing today's rates between Conventional, FHA, and USDA loans. It evaluates the income, credit, reserves, and documents required for qualification. Our mortgage calculator also allows you to compare Conforming Conventional, USDA, FHA, and VA options side by side to determine the best program in WI for your unique financial situation.

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Loan limits and down payment requirements for 2026 in Pleasant-Prairie, Kenosha county, WI

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $303,600 0%
FHA $420,680 3.5%

This data is relevant for zip codes: 53142

Loan options for Conventional and FHA in Pleasant-Prairie, WI

The aim of Lendersa® is to secure for you the optimal Conventional, USDA, or FHA loan with ease. Choose from three starting points to find matching lenders and programs.

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Pleasant-Prairie Lenders

  • Southern Lakes Credit Union
  • 3000 80th Street, Kenosha, WI, 53142
  • Lends in Wisconsin
  • It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living

  • Lakefront Capital LLC
  • 4623 75th S, Suite 4-164, Kenosha, WI, 53142
  • Lends in Wisconsin
  • Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.

  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • Lends in Wisconsin
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.

  • Educators Credit Union
  • 1326 Willow Road, Sturtevant, WI, 53177
  • Lends in Wisconsin
  • Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.