FHA VS Conventional loan programs in Kenosha, Kenosha County, Wisconsin
For 2026, the maximum allowable amount for a conventional loan in Kenosha, county of Kenosha, WI is set at $726,200. Meanwhile, for a single-family home, the FHA cap is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to decide which program in WI most effectively suits your financial scenario.
Loan Limits and Down Payment Needs in Kenosha, Kenosha County, WI for 2026
Type of Loan
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 53144
Available Conventional and FHA Loan Options in Kenosha, WI
The primary objective of Lendersa® is to obtain the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from one of three starting options to connect with matching lenders and loan offerings tailored to your financial needs.
Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.
It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.
Let us help you save! Consider joining MCU, only $15 gives you a membership share
Racine Municipal Employees Credit Union was organized in 1953, and chartered by the State of Wisconsin on October 28th that same year. Charter members of our Credit Union included employees from several departments of the City of Racine. They organized the credit union to promote thrift and loan funds to the employees of the City of Racine
