FHA VS Conventional loan in Rochester, Racine County, Wisconsin

For 2025, the conventional loan ceiling in Rochester, within the confines of Racine county, WI, is identified as $726,200, while the FHA limit for a single-family residence stands at $472,030.

With the Lendersa® Conventional loan calculator, you can analyze today's best rates between Conventional, FHA, and USDA loans and evaluate the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on which program in WI might be best for your specific financial situation.

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2025 Loan Limits and Downpayment Requirements in Rochester, Racine County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant for zip codes: 53167, 53105, 53138

Conventional and FHA Loan Options in Rochester, WI

Lendersa® is committed to delivering the most suitable Conventional, USDA, or FHA loan swiftly and with convenience. Choose one of three initial steps that align you with matching lenders and loan programs.

See results for Lendersa USDA loan requests and matches


  • Trinity Mortgage USA, Inc.
  • 6962 East Wedgwood Avenue, Davie, FL, 33331
  • Trinity Mortgage USA, Inc, is a product of a combined 50 years of mortgage and real estate experience. Our success is a direct reflection of how we treat all of our clients from beginning to end. We believe that without the one to one personal communication with our clients. Our main goal is to destress the process for our clients.
  • Rapid Home Loan Corp
  • 5237 W Broward Blvd, Plantation, FL, 33317
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Evergreen Mortgage Services Inc
  • 7501 Nw 4th Street, Suite 107, Plantation, FL, 33317
  • Evergreen Mortgage Services is committed to providing the right loan to finance your home. Our commitment remains second to none throughout the process, from application to closing. We are a licensed, full service, Mortgage Broker dedicated to guiding borrowers not just throughout the entire mortgage process.
  • Allstate Funding Group
  • 12555 Orange Drive, Suite 202, Davie, FL, 33331
  • At Allstate Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • PRIME TIME MORTGAGE INC.
  • 2625 Weston Road, Fort Lauderdale, FL, 33331
  • PRIME TIME MORTGAGE loan officer, specialize in FHA, Conventional and VA mortgages. I work with all homebuyers: first time owners, those refinancing current properties, and seniors in the mortgage process. and also It is my commitment to provide the highest level of customer service to my clients. To be available and accomodating at all times.
  • Florida Home Trust Mortgage
  • 2800 Weston Rd. Suite 200, Weston, FL, 33331
  • Florida Home Trust Mortgage, Inc. is a premier Florida-based, privately held mortgage lender, providing loans to residential and commercial borrowers in the greater Weston, Fl area. FHT operates as a financing boutique with a fiduciary heritage equipped with lending resources highly focused on executing conventional
  • KoRes Lending
  • 2893 Executive Park Dr. Suite 304, Weston, FL, 33331
  • KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.
  • Ireland Bank
  • 33 Bannock Street, Malad City, ID, 83252
  • Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters.
  • The First National Bank of Hebbronville
  • 305 N. Smith, Hebbronville, TX, 78361
  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible. Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
  • Clear 2 Close Lending LLC
  • 1033 Northeast 17th Way, Unit 302, Fort Lauderdale, FL, 33304
  • Ruthann Fong is a mortgage industry veteran with over 22 years’ experience in mastering business development, sales, and operations. Her team at Lendesta consists of highly-experienced, dual language (Spanish/English) home financing professionals. Her in-depth knowledge and expertise of the Florida Real Estate market.