FHA VS Conventional loan programs in Rochester, Racine County, Wisconsin

For 2025, the conventional loan ceiling in Rochester, within the confines of Racine county, WI, is identified as $726,200, while the FHA limit for a single-family residence stands at $472,030.

With the Lendersa® Conventional loan calculator, you can analyze today's best rates between Conventional, FHA, and USDA loans and evaluate the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on which program in WI might be best for your specific financial situation.

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2025 Loan Limits and Downpayment Requirements in Rochester, Racine County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant for zip codes: 53167, 53105, 53138

Conventional and FHA Loan Options in Rochester, WI

Lendersa® is committed to delivering the most suitable Conventional, USDA, or FHA loan swiftly and with convenience. Choose one of three initial steps that align you with matching lenders and loan programs.

See results for Lendersa USDA loan requests and matches


  • Pride of Ownership Inc
  • 9839 Novara Lane, Cypress, CA, 90630
  • Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you
  • Metro Lending Services
  • 400 N Brand Blvd, Suite 750, Glendale, CA, 91203
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • BNB Financial Inc.
  • 700 N Brand Blvd, Suite 800, Glendale, CA, 91203
  • BNB Financial, Inc, founded in 2012, believes that a lender can offer excellent service to mortgage brokers and it has strived to build lasting business relationships based on sound business practices. BNB Financial, Inc. is reputed by its peers as a lender with honesty, integrity and outstanding broker service.
  • Advanced Capital Inc
  • 655 N Central Ave, Suite 1731, Glendale, CA, 91203
  • Advanced Capital Inc is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
  • Allied Lending Group
  • 722 W Wilson Ave, Glendale, CA, 91203
  • The Allied Lending Group Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Clearpath Federal Credit Union
  • 340 Arden Ave, Glendale, CA, 91203
  • Clearpath Federal Credit Union was originally founded by Eugene B. Walsh, Controller at Ralphs Grocery Company with the approval of the grandsons of Ralphs' founder, George Albert Ralphs.His idea was to bring to Ralphs employees better financial opportunities that provided credit and other banking services so they could enjoy a better way of life
  • CitiSky Home Loans
  • 655 North Central Avenue, 17th Floor, Suite 1719, Glendale, CA, 91203
  • CitiSky Home Loans began as an endeavor to provide better resources and more varied mortgage programs to hard working people that simply did not meet the criteria of an ideal borrower. The reality is that not everyone has a high FICO score, a large down payment, and a high grossing income, but these standards for home borrowing
  • Americana Lending inc
  • 100 N Brand Blvd, Suite 310, Glendale, CA, 91203
  • At Americana Lending inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Jewett, Gregory, Scott
  • 417 West Arden Avenue, Suite 121-C, Glendale, CA, 91203
  • Gregory S. Jewett Financial in Glendale, CA is a private Mortgage Brokerage in business for 24 years providing and arranging real estate loans. We focus on getting clients to successfully integrate the real estate loan they select into their overall long and short term financial and investment plans to help minimize taxes, improve cash flow
  • Prominent Financial Group
  • 330 North Brand Boulevard, Suite 1280, Glendale, CA, 91203
  • We work with our clients to help them understand their financial standing by first evaluating their strengths and weaknesses. We then identify specific changes that can be made to prepare them to invest in real estate and consult them on how to increase their financial net worth in the future.