Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters. Today, Ireland Bank is a financially solid institution and is the oldest state chartered bank in the state. We are proud to call thirteen southeast Idaho communities “home”.
In the nineteenth century it was customary to name a new bank after one of its founders. The new board of directors unanimously voted to name the new bank after J.N. Ireland, the most senior of the founders and hence came the name of Ireland Bank.
J.N. Ireland was born in 1839 in Calvert County, Maryland. After serving under Colonel Robert E. Lee as part of the militia that captured John Brown at Harper’s Ferry in 1859, Ireland left the Army in 1862. At the ripe old age of twenty-three, Ireland migrated west to the goldfields of Idaho and Montana, seeking and finding his fortune in the gold diggings there. His business interests eventually brought him to Malad, Idaho, where he became a highly successful livestock operator, investor and territorial politician. In 1892, he and other prominent businessmen in the community contributed the initial capital for a new bank, believing it was essential to the frontier town’s future growth.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154