FHA VS Conventional loan programs in 2026 for Sun-Prairie, Dane County, Wisconsin
As of 2026, the conventional loan ceiling in Sun-Prairie, which is in Dane county, WI, is $647,200. Meanwhile, for a single-family dwelling, the FHA limit stands at $420,680.
Take advantage of the Lendersa® Conventional loan calculator to compare the most competitive rates for Conventional, FHA, and USDA loans today. Discover the income, credit score, reserve requirements, and documentation you need for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loan options side by side, guiding you to select the most suitable program in WI for your distinct financial condition.
2026 Loan Limits & Down Payment Details in Sun-Prairie, County of Dane, WI
Loan Type
Loan Limit
Down Payment
Conform Conventional
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The information in this table is relevant for the zip codes: 53590
Available Conventional and FHA Loan Options in Sun-Prairie, WI
Lendersa® is committed to procuring the most advantageous Conventional, USDA, or FHA loan for you rapidly and without complication. Choose from one of three inception points, which will direct you to matching lenders and related loan programs.
Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
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