FHA VS Conventional loan programs in 2025 for Sun-Prairie, Dane County, Wisconsin

As of 2025, the conventional loan ceiling in Sun-Prairie, which is in Dane county, WI, is $647,200. Meanwhile, for a single-family dwelling, the FHA limit stands at $420,680.

Take advantage of the Lendersa® Conventional loan calculator to compare the most competitive rates for Conventional, FHA, and USDA loans today. Discover the income, credit score, reserve requirements, and documentation you need for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loan options side by side, guiding you to select the most suitable program in WI for your distinct financial condition.

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2025 Loan Limits & Down Payment Details in Sun-Prairie, County of Dane, WI

Loan Type Loan Limit Down Payment
Conform Conventional $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The information in this table is relevant for the zip codes: 53590

Available Conventional and FHA Loan Options in Sun-Prairie, WI

Lendersa® is committed to procuring the most advantageous Conventional, USDA, or FHA loan for you rapidly and without complication. Choose from one of three inception points, which will direct you to matching lenders and related loan programs.

Lendersa USDA loan request match outcomes


  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
  • JM Mortgage Services LLC
  • 970 Pine Avenue, Lake Orion, MI, 48362
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Infinity Home Lending LLC
  • 555 Friendly Street, Pontiac, MI, 48341
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Educational Community Alliance CU
  • 3845 Angola Road, Toledo, OH, 43615
  • Educational Community Alliance Credit Union is the financial partner for Toledo educators, administrators, and staff. Similar to banks, you’ll find offerings like car loans, credit cards, and checking accounts; however, unlike big banks, we serve the Toledo educational system exclusively and are not-for-profit. Instead of answering to
  • Centerbrook Mortgage Company LLC
  • 28 North Saginaw Street, Suite 201, Pontiac, MI, 48342
  • At Centerbrook Mortgage Company, founded in West Bloomfield and based in Pontiac, Michigan, is built around our belief that acquiring a home loan should be a positive experience. When you work with us, you will be impressed by the level of service we will provide! We specialize in purchases, refinancing, investment properties.
  • Michigan Mortgage Solutions
  • 35 W Huron St, Suite 301, Pontiac, MI, 48342
  • Michigan Mortgage Solutions was created to serve as resource for future and current homeowners to use in order to get educated about their finances and make better mortgage financing decisions. We’ve assembled a team of experts in order to better meet the needs of our visitors and together we have over 30 years experience in mortgage lending
  • SIUe CREDIT UNION
  • 1566 Lewis Road, Edwardsville, IL, 62025
  • SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
  • Scott Credit Union
  • 101 Credit Union Way, Edwardsville, IL, 62025
  • Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
  • Mortgage Makers
  • Mortgage Makers, Edwardsville, IL, 62025
  • Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.