Explore the differences! FHA VS Conventional loan programs in Cottage-Grove, Dane County, Wisconsin

In 2025, the loan limit for Conventional loans in Cottage-Grove, located in the county of Dane, WI, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the best available rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, financial reserves, and documents needed to qualify. With our comprehensive mortgage calculator, you can directly compare Conforming Conventional loans alongside USDA, FHA, and VA options to find the most suitable program for your financial situation in WI.

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2025 Loan Limits and Downpayment Requirements in Cottage-Grove, County of Dane, WI

Type of Loan Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to the following zip codes: 53527

Available Conventional and FHA Loan Options in Cottage-Grove, WI

Lendersa® aims to secure the best Conventional, USDA, or FHA loan options for you swiftly and without any inconvenience. You have the choice of three different starting points that will connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Malibu Funding Inc
  • 6911 Topanga Canyon, Suite 206, Canoga Park, CA, 91303
  • At Malibu Funding, Inc. offers clients several different loan products from over 30 different lenders, including: FHA, Conventional, VA, Jumbo, VOE programs, ARMs, Purchase, Refinance and FHA Streamline loans. While getting a loan has become far more difficult than it has been duringthe past decade,
  • Blue Ocean Finance Company LLC
  • 22244 Haynes Street, Woodland Hills, CA, 91303
  • Blue Ocean Finance Company has delivered innovative and agile commercial development services to entrepreneurs seeking to expand their businesses in North America. Headquartered in Los Angeles, Blue Ocean leverages our trusted network of investors, lenders, dealers, brokers, and partners to meet our clients.
  • Private Money Specialists
  • 7049 Owensmouth Avenue, Suite 2, Canoga Park, CA, 91303
  • Private Money Specialists” isn’t a tagline. We have been in the real estate lending industry for over a decade. We have experience doing Fix & Flips, Tough 2nd liens, Ground up construction projects, tough purchases, and just a whole host of real estate lending that didn’t seem possible.
  • Keystone Mortgage Company
  • 360 North Sepulveda Boulevard, Suite 1000, El Segundo, CA, 90245
  • Keystone Mortgage Corporation furnishes its clients with a powerful advantage in today’s commercial real estate market by providing expert commercial financing advisement and delivering the industry’s best rates and service. As a result, astute commercial real estate investors and developers throughout Southern California.
  • PACT Capital
  • 2041 Rosecrans Ave, El Segundo, CA, 90245
  • PACT Capital Inc., is a leading national mortgage banking firm that specializes in Multifamily, Commercial (owner-user and investor) and Agriculture Real Estate financing. We advise real estate owners and operators on how to unlock liquidity and maximize their investments through best-in-market financing ranging from $1 Million to $250 Million.
  • Convoy Capital
  • 2120 E. Grand Ave, Suite 145, El Segundo, CA, 90245
  • We provide you with the best financing options for your multifamily investment properties. Through Convoy Capital, property / business owners, developers, and buyers consistently benefit from competitive pricing, flexible terms, customized solutions, streamlined processing and origination, and reliable closings—each and every time.
  • American Capital Corporation
  • 2101 Rosecrans, Suite 4255, El Segundo, CA, 90245
  • American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.
  • Aegean Financial
  • 840 Apollo St, Suite 100, El Segundo, CA, 90245
  • Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.
  • Alcole Capital Group
  • 2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245
  • Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.
  • ACC Mortgage Lending
  • 2245 Campus Drive, El Segundo, CA, 90245
  • "ACC Mortgage Lending is a top producing mortgage firm licensed in CA, CO, TX, NM, AZ, WA, GA, MN Our Loan Originators are seasoned professionals and highly ranked in our field. We know that each customer has specific needs, so we provide a wide array of products, expertise, and customizatoin for your home loan financing."
  • Capital Loans
  • 2121 Rosecrans Avenue, Suite 2310, El Segundo, CA, 90245
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.