FHA VS Conventional loan programs in 2026 for Sussex, Waukesha County, Wisconsin

For 2026, the conventional loan ceiling in Sussex, situated in Waukesha County, WI, is $726,200. On the other hand, the FHA limit for a single-family house is $472,030.

With the Lendersa® Conventional loan calculator, you can evaluate the most favorable rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documentation required to qualify. Our modern mortgage calculator allows for side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, helping you select the best program in WI for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Sussex, Waukesha County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following ZIP codes: 53089

Options for Conventional and FHA Loans in Sussex, WI

Lendersa® aims to swiftly and efficiently land you the best Conventional, USDA, or FHA loan. Begin by selecting one of these three starting points, which match you with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


Sussex Lenders

  • Town Bank, National Association
  • 850 W N Shore Dr, Hartland, WI, 53029
  • Lends in Wisconsin
  • Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.

  • Inlanta Mortgage - Jesse Koch
  • W239 N3490 Pewaukee Rd, Suite 200, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.

  • Commonwealth Mortgage Group
  • 325 Oakton Avenue, Suite 101, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • Commonwealth Mortgage Group, assisting clients obtain a mortgage loan is our core business, enabling us to focus on providing every client with outstanding customer service. Our goal is to expedite and streamline your loan process, educate you, customize your loan program to meet your financial goals, and become your mortgage resource for life.

  • AK Capital Finance
  • 353 Forest Grove Dr, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • AK Capital Finance recognizes that all businesses need capital to grow, which is why we support companies of all sizes through our commercial finance programs. We offer a diverse range of products to meet the needs of almost any kind of business. Professional Full-Time Alternate Capital Business Solutions.

  • Shorewest Realtors, Inc
  • 17450 W. North Ave, Brookfield, WI, 53045
  • Lends in Wisconsin
  • John A. Horning's mission to establish Wisconsin's premier real estate company began in 1946 under the name Wauwatosa Realty. Conducting business within his home office, Horning sought to provide his clients with exemplary customer service that extended beyond a transaction. He looked to instill a familial relationship with each customer

  • Wisconsin Mortgage Corporation
  • 17450 West North Avenue, Brookfield, WI, 53045
  • Lends in Wisconsin
  • Wisconsin Mortgage Corporation Offering home loan services since 1983, Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin. Through the years, Wisconsin Mortgage Corporation has always delivered the most progressive mortgage solutions available. Technology and a highly professional team.

  • First Federal Bank of Wisconsin
  • 1617 E Racine Ave, Waukesha, WI, 53186
  • Lends in Wisconsin
  • At First Federal Bank our competitive advantage is our people; how we serve our customers and support our communities. We believe in conducting business with honesty and integrity. We know that trust, along with providing individualized service and financial expertise, builds long-term relationships.

  • ICD Mortgage
  • 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186
  • Lends in Wisconsin
  • At ICD Mortgage we know that financing and refinancing your home requires exceptional service with a transparent process. That is why we built ICD Mortgage. As a division of Ixonia Bank, we will provide you with stability along-side a digital process that provides real-time updates through your borrower portal or our Industry Leading mobile app.

  • Bank of England Mortgage
  • 21075 Swenson Dr, Suite 250, Waukesha, WI, 53186
  • Lends in Wisconsin
  • Bank of England Mortgage is a division of the Bank of England, a locally owned community bank located in England, Arkansas. We provide our clients with the expertise and services that are traditionally offered by the largest financial services institutions in the country - with the integrity of a local community bank.