New York Community Bancorp, Inc. is the parent of a New York State-chartered Bank – New York Community Bank. At March 31, 2020, the Company had assets of $54.3 billion, deposits of $32.0 billion, and stockholders’ equity of $6.6 billion.
Our Bank subsidiary features a divisional structure. New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.
New York Community Bank is a leading producer of multi-family loans for portfolio in New York City, with an emphasis on non-luxury rent-regulated buildings that feature below-market rents. At the end of March, our multi-family loan portfolio totaled $31.3 billion, representing 74% of total held-for-investment loans.
We offer a wide range of financial products and services for individuals and businesses, and operate our branches with an emphasis on convenience with 24-hour ATM Banking available at over 200 locations with many branches open at least 6 days a week. Our customers also have 24-hour access to their accounts with online Banking, mobile Banking, and Banking by phone.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154