Explore the differences! FHA VS Conventional loan programs in Wauwatosa, Milwaukee County, Wisconsin

In 2026, the loan ceiling for conventional loans in Wauwatosa, county of Milwaukee, WI, stands at $726,200, whereas for an FHA loan on a single-family property, it's $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates across Conventional, FHA, and USDA loans. This tool helps identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in WI is optimal for your unique financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Wauwatosa, County of Milwaukee, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 53213

Exploring Conventional and FHA Loan Options in Wauwatosa, WI

The primary aim of Lendersa® is to quickly facilitate the best possible loans, whether Conventional, USDA or FHA, without hassle. Begin with any of these three pathways to connect with suitable lenders and programs.

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Wauwatosa Lenders

  • Joonago Mortgage Services
  • 7700 West Bluemound Road, Wauwatosa, WI, 53213
  • Lends in Wisconsin
  • At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.

  • Wisconsin Mortgage Group LLC
  • 306 N 76th Street, Milwaukee, WI, 53213
  • Lends in Wisconsin
  • Wisconsin Mortgage Group LLC, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

  • The Equitable Bank
  • 2290 North Mayfair Road, Milwaukee, WI, 53226
  • Lends in Wisconsin
  • The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.

  • U.S. Mortgage Corporation
  • 11040 West Blue Mound Road, Suite 211, Milwaukee, WI, 53226
  • Lends in Wisconsin
  • At U.S. MORTGAGE CORPORATION. We are a full-service mortgage company based in Milwaukee, Wisconsin. We specialize in Conventional, FHA, VA, Jumbo Loans in Milwaukee, Wisconsin. We also serve the surrounding cities in Milwaukee Metro area and the entire State of Wisconsin. Whether you are buying a home or refinancing in the State Of Wisconsin

  • Empower Credit Union
  • 10635 W Greenfield Avenue, West Allis, WI, 53214
  • Lends in Wisconsin
  • Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.

  • Mount Baker Mortgage Company LLC
  • 1007 South 73rd Street, West Allis, WI, 53214
  • Lends in Wisconsin
  • We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.

  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.

  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
    We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.

  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Lends in Wisconsin
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.