Explore the differences! FHA VS Conventional loan programs in Culloden, Cabell County, West Virginia

In 2026, the conventional loan maximum for Culloden in Cabell county, WV is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your specific financial situation in WV.

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2026 Loan Limits and Downpayment Requirements in Culloden, Cabell, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 25510

Conventional and FHA Loan Options in Culloden, WV

Lendersa® strives to swiftly secure the best possible Conventional, USDA, or FHA loan for you, without hassle. Select one of three pathways to discover matching lenders and loan programs.

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Culloden Lenders

  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Lends in West Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Peoples Federal Credit Union
  • 419 First Avenue South, Nitro, WV, 25143
  • Lends in West Virginia
  • Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.

  • Universal Federal Credit Union
  • 317 31st Street, Huntington, WV, 25702
  • Lends in West Virginia
  • Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives

  • Poca Valley Bank
  • 142 Main St, Poca, WV, 25159
  • Lends in West Virginia
  • The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).

  • Kemba Charleston Federal Credit Union
  • 1830 Roxalana Road, Dunbar, WV, 25064
  • Lends in West Virginia
  • Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.

  • Huntington C & O Railway Employees Federal Credit Union
  • 901 Sixth Avenue, Huntington, WV, 25701
  • Lends in West Virginia
  • Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services

  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • Lends in West Virginia
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company

  • Pioneer Appalachia Federal Credit Union
  • 1316 Kanawha Boulevard East, Charleston, WV, 25301
  • Lends in West Virginia
  • Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.

  • The Religious Coalition for Community Renewal
  • 1117 Quarrier Street, Charleston, WV, 25301
  • Lends in West Virginia
  • The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.