FHA VS Conventional loan in St.-Albans, Kanawha County, West Virginia
As of 2026, the conventional loan limit in St.-Albans, situated in Kanawha County, WV, is $647,200. The FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. This advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which option in WV best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in St.-Albans, Kanawha County, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 25177
Exploring Conventional and FHA Loan Options in St.-Albans, WV
The aim of Lendersa® is to help you secure the ideal Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to connect with matching lenders and optimal loan programs.
Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
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City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
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