As of 2026, the conventional loan limit in St.-Albans, situated in Kanawha County, WV, is $647,200. The FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. This advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which option in WV best suits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to zip codes: 25177
The aim of Lendersa® is to help you secure the ideal Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to connect with matching lenders and optimal loan programs.
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