FHA VS Conventional loan programs in 2026 for Fairmont, Marion County, West Virginia

In 2026, the limit for a conventional loan in Fairmont, located in Marion County, WV, is $726,200. Meanwhile, the FHA limit for a single-family home reaches $472,030.

The Lendersa® Conventional loan calculator is designed to facilitate comparisons among today's leading rates for Conventional, FHA, and USDA loans. By determining necessary income, credit, reserves, and documentation, our advanced mortgage calculator shows you Conforming Conventional, USDA, FHA, and VA loans side by side. This helps you decide which program in WV aligns best with your financial needs.

Review offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Fairmont, Marion County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This information pertains to zip codes: 26554

Exploring Conventional and FHA Loan Options in Fairmont, WV

The goal of Lendersa® is to efficiently provide you with the optimal Conventional, USDA, or FHA loan without difficulties. Begin with one of three approaches to discover matching lenders and suitable loan programs.

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Fairmont Lenders

  • Fairmont Federal Credit Union
  • 2 The Credit Union Way, Fairmont, WV, 26554
  • Lends in West Virginia
  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.

    We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.

  • The United Federal Credit Union
  • 3 Sunset Beach Road, Morgantown, WV, 26508
  • Lends in West Virginia
  • The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations

  • Premier Bank
  • 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
  • Lends in West Virginia
  • Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.

  • Morgantown AES Federal Credit Union
  • 1133 Van Voorhis Road, Morgantown, WV, 26505
  • Lends in West Virginia
  • Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all

  • Premiere Mortgage LLC
  • 5000 Hampton Center, Suite 4, Morgantown, WV, 26505
  • Lends in West Virginia
  • At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.

  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Lends in West Virginia
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.

  • CITIZENS BANK OF MORGANTOWN, INC
  • 265 High Street, Morgantown, WV, 26505
  • Lends in West Virginia
  • Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.

  • Home Federal Credit Union
  • 131 W Pike Street, Clarksburg, WV, 26301
  • Lends in West Virginia
  • Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • CAPE Federal Credit Union
  • 323 East Pike Street, Clarksburg, WV, 26301
  • Lends in West Virginia
  • CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.