FHA VS Conventional loan programs in Grafton, Taylor County, West Virginia
In 2026, the conventional loan limit for Grafton, located within Taylor county, WV is $726,200. Meanwhile, the FHA limit is $472,030 for a single-family home.
Utilize Lendersa® Conventional loan calculator to compare current rates across Conventional, FHA, and USDA loans and determine what income level, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the decision-making process to choose the best program in WV for your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Grafton, Taylor, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 26354
Exploring Conventional and FHA Loan Options in Grafton, WV
Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loans quickly and with ease. Choose one of the three starting points available to find matching lenders and loan programs best suited for your needs.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations
200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
Lends in West Virginia
Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all
5000 Hampton Center, Suite 4, Morgantown, WV, 26505
Lends in West Virginia
At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
Lends in West Virginia
Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
