FHA VS Conventional loan in Buffalo, Johnson County, Wyoming

In 2026, the limit for conventional loans in Buffalo, within the county of Johnson, WY, is $726,200, while the FHA limit for a single-family home is set at $472,030.

Employ the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans, assessing income, credit scores, reserves, and necessary documents to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA to assist you in selecting the program that suits your financial scenario in WY best.

Review loan offers from a network of 100 lenders

2026 loan limits and down payment requirements for Buffalo, county of Johnson, WY

Type of Loan Loan Ceiling Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 82834

Loan options: Conventional and FHA in Buffalo, WY

Lendersa® is dedicated to swiftly obtaining the most favorable Conventional, USDA, or FHA loan, eliminating hassle. Begin with one of three paths to find matching lenders and loan programs.

Lendersa USDA loan requests and matching outcomes


Buffalo Lenders

  • Buffalo Federal Bank
  • 106 Fort Street, Buffalo, WY, 82834
  • Lends in Wyoming
  • In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.

  • First Northern Bank of Wyoming
  • 141 S. Main St, Buffalo, WY, 82834
  • Lends in Wyoming
  • First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.

  • First Federal Bank and Trust
  • 671 Illinois Street, Sheridan, WY, 82801
  • Lends in Wyoming
  • First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.

  • Money Source of America
  • 201 E 5th St, Suite 980, Sheridan, WY, 82801
  • Lends in Wyoming
  • Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.

  • Cherry Creek Mortgage, LLC
  • 379 Kilbourne St, Sheridan, WY, 82801
  • Lends in Wyoming
  • We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.

  • Cowboy State Bank
  • 515 Dayton Street, Ranchester, WY, 82839
  • Lends in Wyoming
  • Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov

  • First National Bank of Gillette
  • 319 S Gillette Ave, Gillette, WY, 82716
  • Lends in Wyoming
  • First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains

  • SECURITY STATE BANK
  • 201 South 4th Street, Basin, WY, 82410
  • Lends in Wyoming
  • Our mission and strategic plan is to remain locally owned and independent. We believe that our structure enables us to provide the highest standard in financial services including quality service, competitive products, and value to our customers.Additionally, we are committed to exploring new banking solutions.

  • Big Horn Federal Savings Bank
  • 33 North 6th Street, Greybull, WY, 82426
  • Lends in Wyoming
  • Big Horn Federal has provided residents of the Big Horn Basin with 2 essential services: a safe place for their savings & affordable mortgage funds for their home purchases. We have expanded on these services to offer checking accounts, consumer loans, debit cards, wire services, safe deposit accounts and a host of other related financial products.