FHA VS Conventional loan programs in 2026 for Cheyenne, Laramie County, Wyoming

In 2026, the conventional loan limit for Cheyenne, located in Laramie county, WY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the optimal program for your needs in WY.

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2026 Loan Limits and Down Payment Requirements in Cheyenne, Laramie County, WY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These loan options apply to zip codes: 82009

Conventional and FHA Loan Options in Cheyenne, WY

The aim of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan, free from hassle. Select one of three starting pathways to match with lenders and loan programs.

Lendersa USDA loan request and match results


  • Metrolina Capital
  • 108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
  • Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.

  • AUGUSTA MORTGAGE SOLUTIONS
  • 141 North Belair Road, Suite 102, Evans, GA, 30809
  • Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.

  • Morris Bank
  • 301 Bellevue Avenue, Dublin, GA, 31021
  • Since 1954, we’ve built the foundation of our culture and character on community. Our goal is to shape a better future for the customers we serve and the communities we’re privileged to be a part of. At Morris Bank, we believe in a common-sense approach to banking and practical financial solutions.

  • Farmers State Bank Dublin, GA
  • 1620 Veterans Blvd, Dublin, GA, 31021
  • Farmers State Bank is here to guide and assist you in meeting your financial goals. We are Laurens County’s Hometown Bank. Farmers State Bank has been diligently serving Laurens County for over 100 years. The main office of Famers State Bank was opened in 1984 in Dublin, Georgia.

  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.

  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.

    At AmeriServ, we believe banking is about more than money.

  • Blue Eagle Credit Union
  • 2121 Electric Road, Roanoke, VA, 24018
  • Blue Eagle® Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial cooperative with a passion for enriching lives. Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial coop

  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.

  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!

  • Freedom First Credit Union
  • 5240 Valleypark Drive, Roanoke, VA, 24019
  • Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep

  • First State Bank
  • 300 Broad Street, Wrens, GA, 30833
  • We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.

    With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.

    A branch office was opened in 2002 in Americus,