FHA VS Conventional loan in Kemmerer, Lincoln County, Wyoming

For the year 2026, the conventional loan limit in Kemmerer, which is in the county of Lincoln, WY, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

With the Lendersa® Conventional loan calculator, you can compare today's best rates among Conventional, FHA, and USDA loans. It allows you to determine the income, credit, reserves, and necessary documents required to qualify. Using our cutting-edge mortgage calculator, you can review Conforming Conventional loans, USDA, FHA, and VA options side by side. This side-by-side comparison helps you to figure out the best program in WY suitable for your financial needs.

Compare loan offers from over 100 lenders

Loan limits and down payment requirements for 2026 in Kemmerer, county of Lincoln, WY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is applicable to zip codes: 83101

Conventional and FHA loan offerings in Kemmerer, WY

At Lendersa®, we strive to secure the best possible Conventional, USDA, or FHA loan for you swiftly and seamlessly. Choose from three starting options that align you with relevant lenders and loan programs tailored to your needs.

Explore Lendersa USDA loan request and matching results


Kemmerer Lenders

  • UINTA BANK
  • 695 Parkway Drive, Mountain View, WY, 82939
  • Lends in Wyoming
  • "Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities.

    Personal service has been a legacy passed from generation to gener

  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • Lends in Wyoming
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.

  • Trona Valley Federal Credit Union
  • 2640 Foothill Blvd, Rock Springs, WY, 82901
  • Lends in Wyoming
  • "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah.
    Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"

  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Lends in Wyoming
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.

  • Country Home Mortgage
  • 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
  • Lends in Wyoming
  • Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.