FHA VS Conventional loan in Rawlins, Carbon County, Wyoming
In 2026, within Rawlins, located in the county of Carbon, WY, the conventional loan limit is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030, offering diverse borrowing options.
Make use of the Lendersa® Conventional loan calculator to thoroughly compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage tool allows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program for your financial requirements in WY.
2026 Loan Limits and Down Payment Requirements in Rawlins, Carbon County, WY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This loan comparison applies specifically to these zip codes: 82301
Conventional and FHA Loan Options in Rawlins, WY
The mission of Lendersa® is to effortlessly provide you with the best possible Conventional, USDA, or FHA loans without delay. Choose one of three pathways that will connect you to suitable lenders and custom loan programs.
Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
"Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
Lends in Wyoming
Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
ACPE Federal Credit Union has been in the community for almost 54 years and we are still going strong. We have recently expanded our building to better serve our members. We have a friendly staff waiting to help you with any financial needs you may have. Call or stop in today!Credit Union has been in the community for almost 54 years
At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives.
UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.
2900 Grand Avenue, Suite 13, Aspen Square laramie, WY, 82070
Lends in Wyoming
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions