Hard Money Lending Bay-City, Michigan

Select among 40 hard money lenders based in Michigan, for hard money lending in Bay-City, MI.

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your equity-based loan without the need to see your social security number or any sensitive financial information. Explore your chances to get better rates & terms through Non-Qm lenders or banks loan instead of a hard money loan. Use Lendersa® hard money mortgage calculator to find private real estate investors in zip codes 48706.

Compare loan offers from 100 lenders

The Magical Calculator for Hard Money

Lendersa® AI technology swiftly ensures all your hard money lending needs are met by connecting your loan application with a vast array of direct hard money lenders. Today, you can find the top hard money loan rates to finance residential, commercial, and undeveloped land properties in MI.

Equity: The Heart of Hard Money Lending

To enhance your probability of securing a loan based on your property's equity, regardless of your credit quality, we leverage an advanced platform that submits your loan to numerous prospective lenders simultaneously. Lendersa handles this by immediately broadcasting your application to all local direct private money lenders and mortgage brokers. You'll see outcomes within minutes on your personalized dashboard.

Part of hard money lending is Fix and Flip loans; you may qualify for 100% LTV (Loan to Value) financing with a high LTC (Loan to Cost).

Is There Hard Money Lending Near You?

Identifying a private investor through a local hard money broker substantially increases your chances of obtaining a loan; securing hard money loans in Alton may depend on finding investors familiar with the area. A shorter distance between the hard money investor and the property enhances loan approval chances and accelerates the funding timeline.



Bay-City Hard Money Lenders

  • Northstar Bank
  • 1100 East Caro Road, Caro, MI, 48723
  • Lends in Michigan
  • Northstar Bank is a locally owned and operated bank and proud to be a top-producing lender by Independent Banker®! Let Northstar Bank, one of the most responsive, relationship-based banks in Michigan, partner with you. Our commitment to superior service and local decision making will ensure an excellent banking venture for you.

  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Lends in Michigan
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.

  • First National Home Mortgage
  • 101 E. Grand River, Howell, MI, 48843
  • Lends in Michigan
  • First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.

  • Portland Federal Credit Union
  • 9077 Charlotte Hwy., Portland, MI, 48875
  • Lends in Michigan
  • PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.

  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mi Bank
  • 3707 W Maple, Bloomfield Hills, MI, 48301
  • Lends in Michigan
  • At Mi BANK, you have a single banker, whose job it is to get to know you and your business. Your Banker delivers both personal and business resources to your doorstep. This allows us to quickly respond to all your needs, with products and services tailored for you.

    Our success is driven by our bankers

  • Banco Mortgage Centre
  • 379 Hamilton Row, Birmingham, MI, 48009
  • Lends in Michigan
  • Securing a home or business mortgage is a harrowing process. The search for a quality mortgage broker and lender is like going in circles through a revolving door, with no end in sight. Your search is over. Open your door of opportunity at BANCO Mortgage Centre. We're located in downtown Birmingham, MI, which is a part of the greater Detroit area.

  • R-B Financial/Mortgages, Inc.
  • 44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314
  • Lends in Michigan
  • R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.

  • Xcel Funding LLC
  • 671 East Big Beaver Road, Troy, MI, 48083
  • Lends in Michigan
  • Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.

  • Towne Mortgage Company
  • 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083
  • Lends in Michigan
  • "The Towne Mortgage family of companies'​ mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
    Headquartered in Troy, Michigan with over 30 years of experience,"