Hard Money Lending Oyster-Bay, New York

Select among 117 lenders, for hard money lending in Oyster-Bay, NY.

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your equity-based loan without the need to see your social security number or any sensitive financial information. Explore your chances to get better rates & terms through Non-Qm lenders or banks loan instead of a hard money loan. Use Lendersa® hard money mortgage calculator to find private real estate investors in zip codes 11547, 11545, 11548, 11762, 11804, 11709, 11714, 11568, 11560, 11791, 11797, 11771, 11579, 11753, 11758, 11765, 11803, 11801, 11735, 11732, 11737, 11773, 11802, 11815, 11853.

Compare loan offers from 100 lenders

The extraordinary hard money calculator

To comprehensively address all your hard money lending needs, Lendersa® AI technology promptly matches your loan request with numerous direct hard money lenders. You can discover the best hard money loan rates available today to fund residential, commercial, and vacant land properties in NY.

Equity is fundamental to hard money

To boost your chances of securing a loan supported by the equity in your property, regardless of your credit condition, we employ an advanced platform that showcases your loan to a wide array of potential lenders simultaneously. Lendersa facilitates this by instantly broadcasting your request to all local direct private money lenders and mortgage brokers. Results appear within minutes on your tailored dashboard.

Fix and Flip loans are essential to hard money lending, possibly qualifying you for 100% LTV (Loan to value) financing with significant LTC (loan to cost loan).

Need hard money lending near you?

Locating a private investor through a local hard money broker dramatically increases your odds of loan approval; securing hard money loans in Alton might depend on discovering investors familiar with the neighborhood. A shorter distance between the hard money investor and the property maximizes approval chances and quickens the funding process.



  • PhoneOps Funding, LLC
  • 1222 Dixon Blvd. Number 1, Cocoa, FL, 32922
  • Lends in New York
  • Discover unparalleled financing with PhoneOps Funding, LLC! We specialize in providing real estate investors and borrowers with streamlined, flexible lending through our Hard Money Program, featuring expedited closings in as few as 7 days and no minimum FICO score. Whether acquiring or refinancing, PhoneOps ensures your investment journey is seamle

  • MortgageDepot
  • 474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
  • Lends in New York
  • We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.

  • Money Financial Group Corp
  • 7345 W Sand Lake Rd Suite 202, Orlando, FL, 32819
  • Lends in New York
  • Experience financial flexibility with Money Financial Group Corp! We are a premier alternative to hard money loans and SBA or Conventional-ineligible financial solutions. Trust our expertise to customize funding options tailored to your unique needs. Empower your future with us! Contact Dario Marcovigi today: [email protected] | 689-214-6111.

  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Lends in New York
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.

  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Lends in New York
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.

  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • Lends in New York
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.

  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in New York
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti

  • Jet Capital Funding
  • 97 S Sewalls Point Rd, Stuart, FL, 34996
  • Lends in New York
  • "Elevate your portfolio with Jet Real Estate. Led by Jamison Troutman, we bridge the gap between residential grit and high-stakes commercial investment. Whether you’re acquiring your first multi-family unit or closing a $100 million commercial deal, our team delivers the personalized strategy and market expertise needed to navigate today’s dynamic landscape with absolute precision." Call  561-827-5744

  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • Lends in New York
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!

  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in New York
  • Introducing LoanLocker: where speed meets flexibility in private lending. We specialize in funding both residential and commercial projects swiftly and efficiently. Ideal for investors and developers, our custom solutions are designed to meet diverse needs. With expert guidance and personalized services, LoanLocker ensures your projects are funded

  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in New York
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw